Personal View All
Business View All
About Us View All
Routing Number: 273976369

Our unique, nine-digit number that functions as an address for your bank.

2022 and newer model years

These rates are effective 3/4/2024.
Name APR as low as Loyalty APR as low as
48 months 6.69% 6.44%
60 months 6.69% 6.44%
66 months 6.69% 6.44%
72 months 6.69% 6.44%
84 months 6.89% 6.64%

2021 model year

These rates are effective 3/4/2024.
Name APR as low as Loyalty APR as low as
48 months 6.99% 6.74%
60 months 6.99% 6.74%
66 months 6.99% 6.74%
72 months 7.04% 6.79%
84 months 7.19% 6.94%

2020 model year

These rates are effective 3/4/2024.
Name APR as low as Loyalty APR as low as
48 months 7.09% 6.84%
60 months 7.09% 6.84%
66 months 7.14% 6.89%
72 months 7.24% 6.99%
84 months 7.49% 7.24%

2019 model year

These rates are effective 3/4/2024.
Name APR as low as Loyalty APR as low as
48 months 7.44% 7.19%
60 months 7.44% 7.19%
66 month 7.54% 7.29%
72 months 7.54% 7.29%

2018 model year

These rates are effective 3/4/2024.
Name APR as low as Loyalty APR as low as
48 months 7.99% 7.74%
60 months 8.04% 7.79%
66 month 8.19% 7.94%
72 months 8.19% 7.94%

2017 model year

These rates are effective 3/4/2024.
Name APR as low as Loyalty APR as low as
36 months 8.14% 7.89%
48 months 8.14% 7.89%
60 months 8.19% 7.94%
72 months 8.29% 8.04%

2016 model year

These rates are effective 3/4/2024.
Name APR as low as Loyalty APR as low as
36 months 8.14% 7.89%
48 months 8.14% 7.89%
60 months 8.19% 7.94%
66 month 8.29% 8.04%

2015 model year

These rates are effective 3/4/2024.
Name APR as low as Loyalty APR as low as
36 months 8.14% 7.89%
48 months 8.14% 7.89%
60 months 8.19% 7.94%

2014 model year and older

These rates are effective 3/4/2024.
Name APR as low as Loyalty APR as low as
36 months 10.69% 10.44%
48 months 10.69% 10.44%
60 Months 11.29% 11.04%

"Trade" and "Retail" refer to NADA value guides, which are used to determine the value of vehicles. A lower interest rate is offered when borrowing at the "Trade" value or less.

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Existing loans with Veridian may be refinanced if the new loan balance contains at least 25% new money to the credit union in the form of competitor payoffs. All loans subject to membership and approval. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle. All loans subject to approval. See Veridian for details.

Locate a Branch

Serving all 50 states digitally with branches in Iowa, Nebraska, and Minnesota.

Image of Veridian Branch