Rates

Auto Rates

These rates are effective March 20, 2020 7:00AM.

"Trade" and "Retail" refer to NADA value guides, which are used to determine the value of vehicles. A lower interest rate is offered when borrowing at the "Trade" value or less.

2018 and newer model years

Name APR as low as Loyalty APR as low as
48 months (invoice/trade) 2.94% 2.69%
60 months (invoice/trade) 2.94% 2.69%
66 months (invoice/trade) 2.94% 2.69%
Loan Amount > $15,000 - 72 mo. (invoice/trade) 3.19% 2.94%

2017 model year

Name APR as low as Loyalty APR as low as
48 months (Trade) 3.19% 2.94%
60 months (Trade) 3.19% 2.94%
66 months (Trade) 3.19% 2.94%

2016 model year

Name APR as low as Loyalty APR as low as
48 months (Trade) 3.44% 3.19%
60 months (Trade) 3.44% 3.19%
66 months (Trade) 3.44% 3.19%

2015 model year

Name APR as low as Loyalty APR as low as
48 months (Trade) 3.44% 3.19%
60 months (Trade) 3.44% 3.19%

2014 model year

Name APR as low as Loyalty APR as low as
48 months (Trade) 3.74% 3.49%
60 months (Trade) 3.74% 3.49%

2013 model year

Name APR as low as Loyalty APR as low as
36 months (Trade) 3.59% 3.34%
48 months (Trade) 3.74% 3.49%

2012 model year

Name APR as low as Loyalty APR as low as
36 months (Trade) 3.89% 3.64%
48 months (Trade) 3.89% 3.64%

2011 model year

Name APR as low as Loyalty APR as low as
36 months (Trade) 3.89% 3.64%

2010 model year and older

Name APR as low as Loyalty APR as low as
36 months (Trade) 6.79% 6.54%

APR = Annual Percentage Rate. Includes Loyalty Discount of 0.25% APR when enrolled in direct deposit of net income and automatic loan payments using your Veridian account. Borrowers will lose Loyalty Discount if they fail to meet qualifications during loan term. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of the vehicle. All loans subject to approval. See Veridian for details.

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