Rates

Business Fee Schedule

Checking, Overdraft and Return Items
Copies of cleared checks* $1
Cost of checks Prices vary with quantity, style, and design
Return item fee** $32/per presentment of item
Overdraft fee** $32/item
Stop payment* $29
Temporary checks* $2/pack of 8
Wire Transfers
Domestic wire Outgoing = $20
Incoming = $10
International wire  Outgoing = $40
Incoming = $10
Western Union® Fees may vary based on amount sent and destination
Additional fees may be charged by other financial institutions involved in a transfer.
Check Issue
Cashier's check* To member or joint member = no charge
To secondary-party = $3 each
Money orders $3 each
ATM
ATM transactions No surcharge at SHAZAM® Privileged Status network ATMs.

$1.50/withdrawal after the first 10 withdrawals at non-Veridian ATMs.

ATMs not owned by Veridian or outside of the SHAZAM Privileged Status network may add a surcharge.
Card replacement* $10
Expedited card replacement* $50
Statement/Account Assistance
Copy of statement* $2/statement
Statement reconciliation* $15/hour
Maximum history of three months
VISA® Business Debit Card
Copy of actual charge slip $3
Card replacement fee* $10
Express replacement card delivery* $50
Organizational Business Package
Charges for debits and deposits per month First 300 are FREE; 15¢ for each subsequent item
Small Business Package
Monthly service charge $5
Charges for debits and deposits per month First 150 are FREE; 20¢ for each subsequent item
Deluxe Business Package
Monthly service charge $10
Charges for debits and deposits per month First 300 are FREE; 20¢ for each subsequent item
Commercial Business Package
Monthly service charge $15
Charges for debits and deposits per month First 300 are FREE; 15¢ for each subsequent item
Cash handling service fee See your Commercial Account Specialist for pricing
Miscellaneous
Foreign exchanges Exchange or purchase of currency = member assessed actual charge

Exchange of checks or traveler's checks = member assessed actual charge
Foreign item collection Typically $5 and based on amount collected (could be a larger fee for larger collected amounts).
Maintenance $15 (annual fee charge on accounts with no activity for more than 12 months, age 18 or over, with no safe deposit box, VISA credit card or loan and an aggregate balance under $50)
Below membership requirement  Remaining balance will be withdrawn for accounts under $5 minimum membership requirement (member notified in writing prior to fee assessment)
Credit card payment by phone for loan payment $15
Non-member notary $5
Cash deposit bag correction $3
Address research $5/quarter if statement is returned twice for incorrect address
Check processing by website for loan payment $10
Check processing by phone for loan payment $15
One -time online payment from another financial $10
Deposit items returned $10
Tax levy/garnishment $50
Verification of deposits $10
Lien subordination $25

*Sales tax may apply.

**Your account may be subject to a charge each time an item is presented for payment regardless of whether we pay or return the item. You may be charged a fee each time an item is presented for payment, even if the same item is presented for payment multiple times. There is a maximum total of $128 per day in combined overdraft and return items fees per account.

This credit union is federally insured by the National Credit Union Administration.

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Locations in Iowa and Nebraska to serve you.

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