Youth & Teen Accounts
Help your child or teen level up from a piggy bank and teach them about saving money.
What to know about our youth accounts
$5 minimum deposit
Establish your child's membership with an initial deposit.
No service fees
It's your money, keep more of it at Veridian.
Interest earning
Unlike a piggy bank, our youth accounts earn [ Show Rate ] APY*.
Joint ownership
Parents, grandparents or guardians who are Veridian members serve as a joint member on the account.
24/7 access to online banking
Check balances and make transfers as needed in real time.
Debit card eligibility
Teen accounts have the option to include a debit card.
Federally insured
Funds up to $250,000 are federally insured by NCUA.
Youth account options
Youth
Accounts
- Savings account specifically built for
- age 12 & Under
-
Interest Rate [ Show Rate ] APY*
-
Free piggy bank
-
Membership and birthday cards
-
Invitations to family-friendly events
Teen
Accounts
- Accounts specifically built for
- ages 13 - 17
-
Interest Rate [ Show Rate ] APY*
-
Savings and checking account options
-
Eligible for a debit card
-
Access to online banking and mobile banking
Youth Certificates
of Deposit (CD)
- 12 months
- [ Show Rate ] APY*
- $100 Min. balance
-
Earns more interest
-
Add-on deposit eligible
Included with your membership
Money for today.
Lessons for tomorrow.
Greenlight is included with your Veridian membership, giving your family the tools to manage money together. From savings goals to spending decisions, it's one more way to learn by doing.
Introducing...Penny & the Youth Saving Crew
Penny and her friends, Peso, Cash and Nicki are here to help your child learn about the importance of saving money. Visit their homepage to get activities, coloring pages, books and videos to teach your kids about saving money.
Start Adventuring with Penny
Frequently Asked Questions
APY is accurate as of 9/3/2026.
*APY = Annual Percentage Yield. Interest on CDs is compounded quarterly. APY is subject to change after account is opened except for CDs, the APY doesn't change on CDs until it matures. Interest rate locked when account is opened except for bump-up CDs, which can be converted to a higher rate once during their terms. Penalty may be imposed for early withdrawal, and fees could reduce earnings on account. Other rates and terms available. Withdrawal of earnings could reduce APY. APY may vary based on market. Membership required to open a CD and is subject to qualifications and a minimum $5 share deposit. Federally insured by NCUA.
⬗ Greenlight is a financial technology company, not a bank. The Greenlight debit card is issued by, and the app facilitates banking service through, Community Federal Savings Bank, member FDIC. The funds underlying the Greenlight Card Account are FDIC-insured up to $250,000.
Offer available to Veridian members in good standing. Veridian member must be 18 years of age or older to get a Greenlight debit card for a minor. Offer not available for business/commercial accounts.
Veridian members are eligible for the Greenlight SELECT plan at no cost when they connect their Veridian account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See Greenlight’s terms and conditions for additional information. Offer ends 12/27/2029. Offer subject to change and partner participation. Veridian offers up to five free kids Greenlight debit cards per family.
The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
