|Checking, Overdraft and Return Items|
|Copies of cleared checks*||$1|
|Cost of checks||Prices vary with quantity, style, and design|
|Return item fee**||$32/per presentment of item|
|Temporary checks*||$2/pack of 8|
|Domestic wire||Outgoing = $20
Incoming = $10
|International wire||Outgoing = $40
Incoming = $10
|Western Union®||Fees may vary based on amount sent and destination|
|Additional fees may be charged by other financial institutions involved in a transfer.|
|Cashier's check*||To member or joint member = no charge
To secondary-party = $3 each
|Money orders||$3 each|
|ATM transactions||No surcharge at SHAZAM® Privileged Status network ATMs.
$1.50/withdrawal after the first 10 withdrawals at non-Veridian ATMs.
ATMs not owned by Veridian or outside of the SHAZAM Privileged Status network may add a surcharge.
|Expedited card replacement*||$50|
|Copy of statement*||$2/statement|
Maximum history of three months
|Outgoing IRA transfer||$10 (does not apply to transfers to Veridian Investment & Trust Services)|
|Health Savings Account (HSA)|
|VISA® Debit Card|
|Card replacement fee||$10*|
|Expedited card replacement fee||$50*|
|VISA® Credit Cards|
|Annual Percentage Rate||Variable†|
|Grace period||25 days|
|Expedited card replacement||$50*|
|Payments over 15 days late||$15|
|Safe Deposit Boxes|
|3" x 5" x 22"||$35/year|
|5" x 5" x 22"||$40/year|
|3" x 10" x 22"||$45/year|
|5" x 10" x 22"||$50/year|
|10" x 10" x 22"||$70/year|
|Member will be assessed actual cost*
If both keys are lost, owner will pay the actual cost to open box.
*Sales tax may apply.
**Your account may be subject to a charge each time an item is presented for payment regardless of whether we pay or return the item. You may be charged a fee each time an item is presented for payment, even if the same item is presented for payment multiple times. There is a maximum total of $128 per day in combined overdraft and return items fees per account.
This credit union is federally insured by the National Credit Union Administration.
†APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 8.15% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.