Fee Schedule
| Checking, Overdraft and Non-Sufficient Funds (NSF) Charges |
| Copies of Cleared Checks |
$1/item* |
| Cost of Checks |
Prices vary with quantity, style, & design |
| NSF Checking |
$32/presentment of item; $128/day maximum |
| NSF ACH Preauthorized Withdrawal |
$32/item; $128/day maximum |
| Overdraft Fee |
$32/presentment of item; $128/day maximum |
| Stop Payment |
$25* |
| Temporary Checks |
$0.50/packet* |
| Check Issue Charges |
| Counter/Cashier Checks (to member or joint member) |
Free |
| Counter Checks (second-party checks) |
$3 each* (tax applicable if issued from Share Draft) |
| Money Orders ($1000 limit) |
$2 each |
| ATM Fees |
| Fee After 10 Withdrawals at non-Veridian Machines |
$1.50 per withdrawal |
| Non-Sufficient Funds (NSF) ATM withdrawal |
$32/presentment of item; $128/day maximum |
| Card Replacement Fee |
$5* |
| Note: ATMs not owned by Veridian may issue a surcharge |
| IRA |
| Minimum IRA Savings Account Balance |
$50 |
| Minimum IRA Certificate Balance |
$500 |
| Outgoing IRA Transfer Fee (does not apply to transfers to Veridian Investment & Trust Services) |
$10 |
| VISA® Debit Card |
| Copy of Actual Charge Slip |
$3 |
| Card Replacement Fee |
$5* |
| Express Replacement Card Delivery |
$25* |
| Visa Debit NSF Overdraft |
$32/item; $128/day maximum |
| VISA® Platinum Credit Card |
| Annual Percentage Rate |
Variable† |
| Annual Fee |
None |
| Grace Period |
25 days |
| Card Replacement Fee (standard delivery) |
$5* |
| Card Replacement Fee (express delivery) |
$25* |
| Payments Over 15 Days Late |
$15 |
| Copy of Actual Charge Slip |
$3 |
| Returned Payment Fee |
$25 |
| VISA® Platinum Rewards Credit Card |
| Annual Percentage Rate |
Variable† |
| Annual Fee |
None |
| Grace Period |
25 days |
| Card Replacement Fee (standard delivery) |
$5* |
| Card Replacement Fee (express delivery) |
$25* |
| Payments Over 15 Days Late |
$15 |
| Copy of Actual Charge Slip |
$3 |
| Returned Payment Fee |
$25 |
| Online Banking |
| Returned Item |
$32 |
| Statement/Account Assistance |
| Account Histories |
$1/page* |
| Copy of Statement |
$2/statement* |
| Statement Reconciliation (max history of 3 months) |
$15/hour* |
| Health Savings Account (HSA) |
| HSA Monthly Service Fee |
$2 |
| Safe Deposit Boxes |
| Annual Rental Fee (3X5): |
$30 |
| (5X5): |
$35 |
| (3X10): |
$40 |
| (5X10): |
$45 |
| (10X10): |
$60 |
| Lost Key Charge (if both keys are lost, owner pays the actual cost to open box) |
Member assessed actual cost |
| Wire and EFT/ACH Transfers |
| Domestic Wire (outgoing) |
$20 |
| Domestic Wire (incoming) |
$10 |
| International Wire (outgoing) |
$40 |
| International Wire (incoming) |
$10 |
| Western Union® |
Fees may vary based on amount sent and destination |
| Returned Item |
$32 |
| Additional fees may be charged by other financial institutions involved in a transfer. |
| Miscellaneous |
| Foreign Exchanges - Exchange of Currency |
Member assessed actual charge |
| Foreign Exchanges - Purchase of Foreign Currency |
Member assessed actual charge |
| Foreign Exchanges - Exchange of Checks or Travelers Checks |
Member assessed actual charge |
| Foreign Item Collection Fee (fee applies to the collection of checks deposited from foreign banks) |
$5 |
| Address Research (if statement is returned twice for incorrect address) |
$5 per quarter |
| Deposit Items Returned (written on member's account |
$30 |
| Deposit Items Returned (not written on member's account) |
$10 |
| Lost Money Order |
Member assessed actual charge |
| Maintenance Fee (annual fee charge on accounts with no activity for more than 12 months, age 18 and over, with no safe deposit box, VISA credit card, loans and aggregate balance under $50) |
$15 |
| Below Membership Requirement Fee (for accounts under $5 minimum membership requirement. Members notified in writing prior to fee assessment) |
Remaining balance will be withdrawn |
| Member Cashing Non-member Check Fee |
$5 per qualified check |
| Non-member Coin Counting |
5% of counted coin |
| Non-member Notary |
$10 |
| Verification of Deposits |
$10 |
| Lien Subordination |
$25 |
| Tax Levy/Garnishment Fee |
$50 |
| Check Processing by Phone for Loan Payment Fee |
$15 |
| Credit Card Payment by Phone for Expedited Payment Fee |
$15 |
*Sales tax may apply.
†APR = Annual Percentage Rate. Rates for the Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to Prime. Prime means the “Prime Rate” as published under “Money Rates” in The Wall Street Journal. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. Current rates range from 10.15% to 18%. Maximum APR is 18%. Possible fee(s): foreign transaction fee is 1% of each multiple currency transaction or .8% of each single currency transaction.
