Fee Schedule
| Checking, Overdraft and Return Items | |
|---|---|
| Copies of cleared checks* | $1 |
| Cost of checks | Prices vary with quantity, style, and design |
| Return item fee** | $32/per presentment of item |
| Overdraft fee** | $32/item |
| Stop payment* | $29 |
| Temporary checks* | $2/pack of 8 |
| Wire Transfers | |
|---|---|
| Domestic wire | Outgoing = $20 Incoming = $10 |
| International wire | Outgoing = $40 Incoming = $10 |
| Western Union® | Fees may vary based on amount sent and destination |
| Additional fees may be charged by other financial institutions involved in a transfer. | |
| Check Issue | |
|---|---|
| Cashier's check* | To member or joint member = no charge To secondary-party = $3 each |
| Money orders | $3 each |
| ATM | |
|---|---|
| ATM transactions | No surcharge at SHAZAM® Privileged Status network ATMs. $1.50/withdrawal after the first 10 withdrawals at non-Veridian ATMs. ATMs not owned by Veridian or outside of the SHAZAM Privileged Status network may add a surcharge. |
| Card replacement* | $10 |
| Expedited card replacement* | $50 |
| Statement/Account Assistance | |
|---|---|
| Copy of statement* | $2/statement |
| Statement reconciliation* | $15/hour Maximum history of three months |
| IRA | |
|---|---|
| Outgoing IRA transfer | $10 (does not apply to transfers to Veridian Investment & Trust Services) |
| Health Savings Account (HSA) | |
|---|---|
| Monthly service | $2 |
| VISA® Debit Card | |
|---|---|
| Card replacement fee | $10* |
| Expedited card replacement fee | $50* |
| VISA® Credit Cards | |
|---|---|
| Annual Percentage Rate | Variable† |
| Annual fee | None |
| Grace period | 25 days |
| Card replacement | $10* |
| Expedited card replacement | $50* |
| Payments over 15 days late | $15 |
| Returned payment | $15 |
| Safe Deposit Boxes | |
|---|---|
| 3" x 5" x 22" | $35/year |
| 5" x 5" x 22" | $40/year |
| 3" x 10" x 22" | $45/year |
| 5" x 10" x 22" | $50/year |
| 10" x 10" x 22" | $70/year |
| Lost key Drilling charge |
Member will be assessed actual cost* If both keys are lost, owner will pay the actual cost to open box. |
*Sales tax may apply.
**Your account may be subject to a charge each time an item is presented for payment regardless of whether we pay or return the item. You may be charged a fee each time an item is presented for payment, even if the same item is presented for payment multiple times. There is a maximum total of $128 per day in combined overdraft and return items fees per account.
This credit union is federally insured by the National Credit Union Administration.
†APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 8.15% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.