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Routing Number: 273976369

Our unique, nine-digit number that functions as an address for your bank.

Schedule an appointment with one of our loan experts, Apply for a Home Equity Loan, or learn more about home equity loans.

Closed End Home Equity Apply Now
Monthly payment example based on loan amount of $25,000. These rates are effective 12/10/2024.
Name APR as low as* Loyalty APR as low as° Payment*
5 Year (60 mos.) Fixed Home Equity [ Show Rate ] [ Show Rate ] [ Show Payment ]
10 & Done [ Show Rate ] [ Show Rate ] [ Show Payment ]
10 Year (120 mos.) Fixed Home Equity [ Show Rate ] [ Show Rate ] [ Show Payment ]
15 Year (180 mos.) Fixed Home Equity [ Show Rate ] [ Show Rate ] [ Show Payment ]
20 Year (240 mos.) Fixed Home Equity [ Show Rate ] [ Show Rate ] [ Show Payment ]

 

Home Equity Line of Credit (HELOC) Apply Now

Lines of credit have a 25-year term with a fixed rate for the first 5 or 10 years and a variable rate after.

Maximum APR is 21%. Add 1.0-2.5% to interest rate for loans with loan-to-value ratio over 80%. The required minimum payment of $50 or 1% of loan balance, whichever is greater, may not reduce principal. For a $25,000 Home Equity Line of Credit balance at [ Show Rate ] APR, the monthly payment will be $250. These rates are effective 12/10/2024.
Name APR as low as* Loyalty APR as low as°
5 Year (60 mos.) Fixed Home Equity (Line of Credit) [ Show Rate ] [ Show Rate ]
10 Year (120 mos.) Fixed Home Equity (Line of Credit) [ Show Rate ] [ Show Rate ]

 

Home Improvement Loans Apply Now

Secured with your home.

Finance up to 133% of your home's value, up to $250,000. These rates are effective 12/10/2024.
Name APR as low as* Loyalty APR as low as° Payment*
5 Year (60 mos.) [ Show Rate ] [ Show Rate ] [ Show Payment ]
10 Year (120 mos.) [ Show Rate ] [ Show Rate ] [ Show Payment ]

 

Unsecured Home Improvement Loans Apply Now

Borrow up to $25,000 with terms between 5 and 15 years based on your credit rating.

Monthly payment example based on loan amount of $25,000. These rates are effective 12/10/2024.
Level I ($2,000 - $10,000) APR as low as* Loyalty APR as low as° Payment*
5 Year (60 mos.) [ Show Rate ] [ Show Rate ] [ Show Payment ]
10 Year (120 mos.) [ Show Rate ] [ Show Rate ] [ Show Payment ]
Level II ($10,001 - $25,000) APR as low as* Loyalty APR as low as° Payment*
5 Year (60 mos.) [ Show Rate ] [ Show Rate ] [ Show Payment ]
10 Year (120 mos.) [ Show Rate ] [ Show Rate ] [ Show Payment ]
15 Year (180 mos.) [ Show Rate ] [ Show Rate ] [ Show Payment ]

* APR = Annual Percentage Rate. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. All loans subject to approval.

° Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. See Veridian for details.

Payment example does not include taxes or insurance. Loan must be in first lien position.

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Serving all 50 states digitally with branches in Iowa, Nebraska, and Minnesota.

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