Home Equity & Home Improvement
Schedule an appointment with one of our loan experts, Apply for a Home Equity Loan, or learn more about home equity loans.
| Name | APR as low as* | Loyalty APR as low as° | Payment* |
|---|---|---|---|
| 5 Year (60 mos.) Fixed Home Equity | 6.99% | 6.74% | $495 |
| 10 & Done⫧ | 6.25% | 6.00% | $280 |
| 10 Year (120 mos.) Fixed Home Equity | 7.50% | 7.25% | $297 |
| 15 Year (180 mos.) Fixed Home Equity | 8.00% | 7.75% | $239 |
| 20 Year (240 mos.) Fixed Home Equity | 9.25% | 9.00% | $229 |
Lines of credit have a 25-year term with a fixed rate for the first 5 or 10 years and a variable rate after.
| Name | APR as low as* | Loyalty APR as low as° |
|---|---|---|
| 5 Year (60 mos.) Fixed Home Equity (Line of Credit) | 6.99% | 6.74% |
| 10 Year (120 mos.) Fixed Home Equity (Line of Credit) | 7.50% | 7.25% |
Secured with your home.
| Name | APR as low as* | Loyalty APR as low as° | Payment* |
|---|---|---|---|
| 5 Year (60 mos.) | 9.00% | 8.75% | $516 |
| 10 Year (120 mos.) | 9.50% | 9.25% | $320 |
Borrow up to $25,000 with terms between 5 and 15 years based on your credit rating.
| Level I ($2,000 - $10,000) | APR as low as* | Loyalty APR as low as° | Payment* |
|---|---|---|---|
| 5 Year (60 mos.) | 8.50% | 8.25% | $509 |
| 10 Year (120 mos.) | 9.00% | 8.75% | $313 |
| Level II ($10,001 - $25,000) | APR as low as* | Loyalty APR as low as° | Payment* |
|---|---|---|---|
| 5 Year (60 mos.) | 8.00% | 7.75% | $503 |
| 10 Year (120 mos.) | 8.50% | 8.25% | $306 |
| 15 Year (180 mos.) | 9.00% | 8.75% | $249 |
* APR = Annual Percentage Rate. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. All loans subject to approval.
° Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. See Veridian for details.
⫧ Payment example does not include taxes or insurance. Loan must be in first lien position.