How does our 10 & Done loan compare?


How does our 10-year fixed loan compare to your mortgage?

What would you do if you could pay off your mortgage early? Whether you want to travel the world, spend on friends or family, or put a little extra in your savings, Veridian can help you achieve financial success. When you refinance your mortgage with our 10 & Done, you get a great rate that is locked in for the life of the loan! 

Let's say you have a mortgage loan for $150,000. At 5.00% APR for the standard 30 years, your monthly principal and interest payment would be $805.23. This means that you will end up paying $139,885 in interest alone, for a total of $289,885 over the life of the loan.

Now let's say after 14 years, you decide you would like to pay off your loan much sooner to save interest. You have refinanced your remaining loan of  $106,277 with our 10-year fixed 10 & Done loan. With a 4.09% APR for 10 years instead of 16 years, you would only end up paying $23,390 in interest! This allows you to pay off your mortgage 6 years sooner, and saves you $24,939 in interest to spend however you'd like.


(Original 30-year mortgage loan amount: $150,000)

Mortgage at 16 years remaining

Veridian's 10 & Done

Loan amount



Remaining term

16 years

10 years




Interest paid



Total interest saved



When you refinance your mortgage with our 10 & Done loan, you get a great rate that is locked in for the life of the loan. You save money, pay off your mortgage, and achieve financial freedom sooner. To get started, contact us today!

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APR = Annual Percentage Rate. Includes Loyalty Discount of 0.25% APR when enrolled in direct deposit of net income and automatic loan payments using your Veridian account. Borrowers will lose Loyalty Discount if they fail to meet qualifications during loan term. For a $25,000 10 & Done Loan amortized for 120 months at 4.09% APR, the monthly payment will be $254, not including taxes or insurance. Loan must be in first lien position. Any advertised closing costs assume title guaranty and appraisal are not required. Additional costs may apply. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. All loans subject to approval. See Veridian for details.

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