Use your home’s equity to combine high-interest debt into a home equity loan with one low monthly payment. Right now, save even more with no closing costs on any home equity loan.Apply Now
If you have debt elsewhere, you may be able to lower your monthly payments, save more on interest or both with help from Veridian.
You could pay your debt off faster and save in the long run with our great rates on:
- Home equity loans. If you own your house, this can be an easy way to consolidate debt into one monthly payment. We offer a variety of terms and fixed or variable rates.
- Visa® credit cards. The maximum rate on our cards is typically lower than the standard rate on cards from merchants. You won't pay an annual fee, and you can transfer your balances for free†, too.
- Personal loans. You don't need collateral for these, so they're a good option if you don't own a home. We offer terms from one to five years.
Creating your successful financial future – that's the value of Veridian.
†APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 13.40% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.
⋈Standard closing costs of up to $295 are waived. Other fees, such as appraisal, title guarantee fee, or Mortgage Registration Tax (Minnesota) may apply and will be paid by the borrower. Offer valid on applications received through March 31, 2024 and may not be used in conjunction with first-mortgage loans. The loan balance must be at least $10,000 and include at least 25% new money to the credit union.