Take Control of Your Debt
Want a lower monthly payment? See how we can help.
If you have debt elsewhere, you may be able to lower your monthly payments, save more on interest or both with help from Veridian.
You could pay your debt off faster and save in the long run with our great rates on:
- Home equity loans. If you own your house, this can be an easy way to consolidate debt into one monthly payment. We offer a variety of terms and fixed or variable rates.
- Visa® credit cards. The maximum rate on our cards is typically lower than the standard rate on cards from merchants. You won't pay an annual fee, and you can transfer your balances for free†, too.
- Personal loans. You don't need collateral for these, so they're a good option if you don't own a home. We offer terms from one to five years.
Creating your successful financial future – that's the value of Veridian.
⋈Standard closing costs include items such as recording fees and standard title-related fees. Appraisal fees are not included and are the responsibility of the borrower. Offer valid on applications received from May 1, 2026 to June 30, 2026 and may not be used in conjunction with first-mortgage loans or bridge loans. Availability and terms may vary by state. Refinances must include at least 25% new money to the balance. Offer subject to change or end at any time without notice. Iowa and Nebraska: Veridian Credit Union will cover standard closing costs up to $300. No minimum loan amount required. Minnesota: Veridian Credit Union will cover standard closing costs up to $800, which includes up to $500 for Minnesota Mortgage Registration Tax (MRT). Minimum loan amount of $20,000 required.