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Routing Number: 273976369

Our unique, nine-digit number that functions as an address for your bank.

Wondering where to start?

Your ideal savings accounts depend on your financial situation and savings goals. You can have multiple savings accounts at the same time.

Watch our 'Saving for the Future' video to help determine your savings needs. This video is part of our 'Money Management' video series. Check it out for advice on starting your savings journey.

Saving for the Future Video
Saving for the Future

Our savings accounts

Beyond your standard savings account, choose additional services to add to your membership based on your unique goals.

Couple with dog looking at finances on computer

Savings Account

  • Establish your membership
  • [ Show Rate ]
  • APY**
  • On all balances over $50
  • Establish Veridian membership

  • Minimum $5 balance to open

  • Available to open online

Couple laughing while looking at computer together

Money Market
Savings

  • Traditional and Premier tiers
  • up to [ Show Rate
  • APY·
  •  $1000 minimum Min. balance
  • Open with as little as $1,000

  • Higher interest rates

  • Instant access to funds

  • Available to open online

Couple cooking carefree in a kitchen

Certificate of Deposit (CD)

  • Short and long terms available
  • [ Show Rate ]
  • 6-month term
  • APY*
  • Higher interest rates

  • Jumbo, add-on, bump-up options available

  • Available to open online

  • NCUA insured investment

Parent and child holding piggy bank

Youth & Teen
Accounts

  • For savers under age 18
  • [ Show Rate ]
  • APY**
  • Specially tailored to teens and younger members

  • Minimum $5 balance to open

  • Requires an adult joint owner

Veridian accounts are federally insured by NCUA up to $250,000.

More ways to save

Make your money do more.

student with laptop

Coverdell education savings

Save for higher education now, experience great tax^ benefits when your children go off to college.

Learn More

Gifts

Holiday Club

Stay ready for the holiday season all year long with this special savings account.

Learn More

Scrubs and stethoscope

HSA savings checking

Save and pay for your medical expenses easily.

Learn More

couple cooking in kitchen

Individual retirement accounts (IRA)

Put your future on autopilot with one of our IRAs.

Learn More

Savings account rates

Select an account type to view rates and related terms. 

Grow your savings faster. When you invest in a CD, you save your money for a set amount of time and earn a higher interest rate than a standard savings account. Minimum balances apply, and fees may be assessed for early withdrawal. 

Limited-Time CD Special

These CD rates are effective 7/16/2024.
Limited-Time CD Special CD Interest Rate APY* Minimum Balance
9 months CD Special
Jumbo CD
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$1,000
$100,000
15 months CD Special
Jumbo CD
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$1,000
$100,000
24 months CD Special
Jumbo CD
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$1,000
$100,000

CD Rates

These CD rates are effective 7/16/2024.
Term CD Interest Rate APY* Minimum Balance
12 months Add-On CD Tier 1
Tier 2
Tier 3
N/A
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$0 - $49
$50 - $499
$500+
7 months CD Special
Jumbo CD
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$1,000
$100,000
9 months CD Special
Jumbo CD
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$1,000
$100,000
12 months CD Special
Jumbo CD
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$1,000
$100,000
15 months CD Special
Jumbo CD
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$1,000
$100,000
18 months CD Special
Jumbo CD
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$1,000
$100,000
21 months CD Special
Jumbo CD
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$1,000
$100,000
24 months CD Special
Jumbo CD
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$1,000
$100,000
36 months CD Special
Jumbo CD
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$1,000
$100,000
39 months CD Special
Jumbo CD
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$1,000
$100,000
18 months Bump-up? CD
Jumbo Bump-up CD
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$1,000
$100,000
30 months Bump-up? CD
Jumbo Bump-up CD
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$1,000
$100,000
41 months Bump-up? CD
Jumbo Bump-up CD
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
[ Show Rate ]
$1,000
$100,000
12-60 months Teen CD [ Show Rate ] [ Show Rate ] $100
12-60 months Youth (12 and under) CD [ Show Rate ] [ Show Rate ] $100

Better rates, instant access to funds. Choose from our traditional money market or premier money market accounts. The premier money market account has eight different rate tiers based on your balance. You'll get a higher rate than a standard savings account with a limited number of withdrawals allowed each month. 

Traditional Money Market Rates

These rates are effective 7/16/2024.
Name Rate APY Requirements
Traditional Money Market [ Show Rate ] [ Show Rate ] $1000 minimum

Premier Money Market Rates

These rates are effective 7/16/2024.
Name Rate APY Requirements
Premier Money Market [ Show Rate ] [ Show Rate ] $2,500 - $9,999
Premier Money Market Tier 2 [ Show Rate ] [ Show Rate ] $10,000 - $24,999
Premier Money Market Tier 3 [ Show Rate ] [ Show Rate ] $25,000 - $49,999
Premier Money Market Tier 4 [ Show Rate ] [ Show Rate ] $50,000 - $99,999
Premier Money Market Tier 5 [ Show Rate ] [ Show Rate ] $100,000 - $249,999
Premier Money Market Tier 6 [ Show Rate ] [ Show Rate ] $250,000 - $499,999
Premier Money Market Tier 7 [ Show Rate ] [ Show Rate ] $500,000 - $999,999
Premier Money Market Tier 8 [ Show Rate ] [ Show Rate ] $1,000,000+

Achieve your savings goals.

Other Savings Rates

These rates are effective 7/16/2024.
Name Rate APY^ Requirements
Additional Savings [ Show Rate ] [ Show Rate ] $50 minimum balance to earn interest
HSA Savings [ Show Rate ] [ Show Rate ] $50 minimum balance to earn interest
Youth Savings [ Show Rate ] [ Show Rate ] $0
Teen Savings [ Show Rate ] [ Show Rate ] $5 min
IRA Savings [ Show Rate ] [ Show Rate ] $50 minimum balance to earn interest
Holiday Club [ Show Rate ] [ Show Rate ] $50 minimum balance to earn interest

Compare our savings accounts

Explore the differences in the account types and select one to learn more.

  Savings Money Market CD IRA HSA Youth & Teen Savings Holiday Savings Club
No monthly fees  
Instant access of funds ~    
Funds accessible by ATM or debit card        
Higher yield rates    
Federally insured by NCUA
Specific tax advantages^          
Specifically tailored to those under 18            
How to get started Open Now Open Now Open Now Apply Now Apply Now    

*Consult a tax advisor for additional information

*APY = Annual Percentage Yield. Interest on CDs is compounded quarterly. APY is subject to change after account is opened except for CDs, the APY doesn't change on CDs until it matures. Interest rate locked when account is opened except for bump-up CDs, which can be converted to a higher rate once during their terms. Penalty may be imposed for early withdrawal, and fees could reduce earnings on account. Other rates and terms available. Withdrawal of earnings could reduce APY. APY may vary based on market. Membership required to open a CD and is subject to qualifications and a minimum $5 share deposit. Federally insured by NCUA.

·APY = Annual Percentage Yield. Dividends on savings are compounded monthly. APY is subject to change after account is opened. Other rates and terms available. Withdrawal of earnings could reduce APY. Membership subject to qualifications and a minimum $5 share deposit. APY may vary based on market.

~Get up to six free electronic funds transfer (EFT) transactions. These include, but may not be limited to transactions via online banking, ACH withdrawal, phone, live chat, overdraft protection, TellerPhone and ATMs on money market accounts. Each subsequent transaction will incur a $5 fee. Unlimited free transactions are allowed in person at any Veridian branch.

Find a Branch Near You

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Serving all 50 states digitally with branches in Iowa, Nebraska, and Minnesota.

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