Veridian has a variety of loan and account options for you, no matter where you are in your life. Select the type of loan, credit card or account you would like to apply for:
Auto loans available in a variety of terms and with options for no down payment.
Get on the road with a great rate and a low monthly payment.
With the same great financing options, buying a used vehicle makes sense too.
Get a better rate with Veridian to save more each month.
Hit the open road on two wheels.
Closed-End Home Equity
Tap into your equity for a fixed-rate loan. Borrow up to 100% of your home's equity in a variety of terms up to 20 years.
Home Equity Line of Credit
Get a line of credit based on your equity. Borrow up to 100% of your home’s equity for 25 years with a fixed rate for the first 5 or 10. Your minimum monthly payment is 1% of your balance.
Build an addition, remodel a room or fix up your home. Borrow up to $250,000 in a variety of terms up to 15 years.
10 & Done Loan
Pay off your home in 10 years with lower closing costs and a faster closing than a traditional mortgage refinance.
We offer options with no down payment in a variety of terms - and we never charge an origination fee. If you haven't already, find a mortgage loan originator near you.
New purchase mortgages
We are experiencing a high number of mortgage inquiries based on the rate environment. It may take longer for your call to be answered or to receive an email reply from us. We are happy to help you and we thank you for your patience.
We are currently limiting refinance applications to maintain quality service. The rates below are for purchases only, not refinances. Please contact us for refinance rates and possible appointment times.
No collateral (house, car, and so on) is required, making this one of the quickest loans possible to secure. Finance a project, adoption or emergency with a fixed rate and predictable monthly payments.
Quick Draw Line of Credit
A Quick Draw is a loan you can link to your checking account as a source of overdraft protection. This can prevent you from bouncing checks and being charged overdraft fees.
Disaster Assistance Loan
Disaster Assistance Loans are eligible for existing members who are residents of the 10 Iowa counties recently declared Disaster Areas as a result of tornadoes across the state. Amounts of up to $3,500 are available with maximum terms of 18 months for members in Adair, Benton, Decatur, Jasper, Lucas, Madison, Polk, Tama, Warren and Wayne counties.
Recreational loans available in a variety of terms and with options for no down payment.
Make a splash with a watercraft of your own.
RV & Travel Trailer
Start enjoying the great outdoors in your home away from home.
Visa® Signature Card
Get 2% cash back on your purchases as well as discounts and special offers on luxury travel and accommodations. Rate as low as 11.40% APR†.
Visa® Platinum Rewards Card
Buy the things you need and earn points toward the rewards you deserve. Rate as low as 9.40% APR†.
Visa Platinum Credit Card
Save more with our lowest rate and get all of the great features Veridian credit cards have to offer. Rate as low as 8.40% APR†.
†APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 8.15% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.
Take control of your educational debt today. See how much you could save by refinancing your student loans.
At Veridian, you'll get to experience the credit union difference though better rates and lower fees. Access your accounts from anywhere with online banking and our mobile app, which includes remote check deposit. You can also track your credit score for free in online banking and our app with Credit Central, powered by SavvyMoney.
Your $5 share gives your business a stake in a not-for-profit financial cooperative owned by its members. We offer business members additional services, making day-to-day operations simpler.
Loans available to Veridian members in good standing. Learn more about the qualifications for membership.