View our current specials

Bring us your loan and we'll help lower your rate or payment.

Auto Loans

up to$150 cash back1

Get up to $150 cash back1 and enjoy no payments for the first 90 days2 when you bring your existing auto loan to Veridian. You could lower your monthly payment with a rate as low as 2.34% APR3.

Refinance your auto loan

Visa Signature®

Earn up to2% cash back

Get cash back on all your purchases with our Visa Signature® Credit Card – no special categories or quarterly activations required. Get a rate as low as 11.15% APR with free balance transfers and no annual fee.

GET YOUR VISA SIGNATURE

10 & Done

as low as2.99% APR

Save on mortgage interest and pay off your home in 10 years. A 10 & Done loan has less paperwork and lower closing costs than a mortgage, so you get to your savings sooner.

Apply for a 10 & Done

Home Equity

5-year fixed HELOC as low as3.10% APR

Whether you’re looking to add room to your home, renovate existing spaces or pay down your debt, a home equity loan can help. Save more with a fixed rate for the first five or 10 years on a Home Equity Line of Credit (HELOC).

Apply for a home equity loan

1  Cash-back offer valid on applications received through 9/30/21 with loans booked by 10/15/21. Offer is for 1% of the payoff amount, not to exceed $150, on vehicle loans of $10,000 or more from another financial refinanced with Veridian. Loan must be held by Veridian, all Veridian loans must be paid current, and other Veridian accounts must not be overdrawn for funds to be deposited into a Veridian savings account on the third business day of the fourth month after loan is booked. 

2 No-payment offer valid on applications received through 9/30/21 with loans booked by 10/15/21. No monthly payments required for the first 90 days. Interest accrual begins immediately and may increase the amount required to pay the loan in full as well as change the schedule of repayment.

3 APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of the vehicle. All loans subject to approval. See Veridian for details.

Cash back rate of 2% requires inclusion in Loyalty Program by enrolling in eDocs and maintaining either direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will receive standard cash back rate of 1.5% if they fail to meet Loyalty Program qualifications during the month. Points toward cash back are earned at the time of purchase based on your current Loyalty Program status. See Veridian for details.

APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 8.15% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Loan must be in first lien position. Any advertised closing costs assume title guaranty and appraisal are not required. Additional costs may apply. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. Loan-to-value ratio must not exceed 80%. 10 & Done loans only available in Iowa and Nebraska. 10 & Done loans do not include escrow, so you will be responsible for tax and insurance payments. All loans subject to membership and approval. See Veridian for details.

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Rate fixed for first 60 or 120 months of the 25-year term; after that, the rate is variable and the maximum APR is 21%. Add up to 2.5% to interest rate for home equity lines of credit with loan-to-value ratios over 80% (maximum of 100%). Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. Home equity loans only available in Iowa and Nebraska and do not include escrow. All loans subject to membership and approval. Appraisal fees may apply. See Veridian for details.

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Locations in Iowa and Nebraska to serve you.

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