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Home Equity Special

Zero Closing CostsOn Any Home Equity Loan

Put your home to work for you with a home equity loan from Veridian. You can get a rate as low as 3.35% APR  with Loyalty Program on a five-year fixed Home Equity Line of Credit (HELOC). You save even more with zero closing costs on any home equity loan for a limited time only!

Apply for a home equity loan

10 & Done Loan

Zero Closing Costs

Turn your mortgage into a 10 & Done loan and pay off your home in 10 years. For a limited-time, get zero closing costs on a 10 & Done loan. Rates are as low as 3.49% APR1 with Loyalty Program

Apply For A 10 & Done Loan

CD Specials

30 Month Bump-up CD2.50% APY*Minimum Balance $1,000

Invest in a CD today with our 30 month bump-up CD Special. Not the term you are looking for? See our other CD rates for additional specials

CD Specials

Auto Loans

as low as2.79% APR

If you're looking for a new vehicle, get preapproved for an auto loan or simply ask for Veridian financing at the dealership. Already have an loan at another financial? See what you could save by bringing it to Veridian.

Save on your auto loan

Standard closing costs of up to $275 are waived. Other fees, such as appraisal or title guarantee fee, may apply and will be paid by borrower. Offer valid on applications received through 6/30/22 and may not be used in conjunction with first-mortgage loans. Loan balance must be at least $10,000 and include at least 25% new money to the credit union.

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Rate fixed for first 60 or 120 months of the 25-year term; after that, the rate is variable and the maximum APR is 21%. Add up to 2.5% to interest rate for home equity lines of credit with loan-to-value ratios over 80% (maximum of 100%). Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. Home equity loans only available in Iowa and Nebraska and do not include escrow. All loans subject to membership and approval. Appraisal fees may apply. See Veridian for details.

1 Loan must be in first lien position. APR = Annual Percentage Rate. Rate effective 5/1/22. Rate includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. Loan-to-value ratio must not exceed 80%. 10 & Done loans only available in Iowa and Nebraska. 10 & Done loans do not include escrow, so you will be responsible for tax and insurance payments. All loans subject to membership and approval. See Veridian for details.

*Annual Percentage Yield. Interest on savings are compounded monthly. Interest on CDs is compounded quarterly. Penalty may be imposed for early withdrawal of CDs. Withdrawal of account earnings and fees could reduce APY. Public funds and financial institutions are not eligible for these rates. Member Equity Savings may be opened for as little as $5. Federally insured by NCUA. The APY is accurate as of May 23, 2022 .

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Existing loans with Veridian may be refinanced if the new loan balance contains at least 25% new money to the credit union. All loans subject to membership and approval. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle. All loans subject to approval. See Veridian for details.

 

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Locations in Iowa and Nebraska to serve you.

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