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** APY – Annual Percentage Yield. APY is accurate as of the last dividend declaration date and is subject to change after the account is opened. Promotional rates are 4.25% for Premium Checking and 5.25% for Premium Plus Checking. Promotional rates will be earned through 8/31/2023. After the promotional period, rates will return to 2.55% APY paid on Premium Checking balances up to $15,000; 0.15% APY on funds exceeding $15,000 and 3.05% APY paid on Premium Plus Checking balances up to $20,000; 0.15% APY on funds exceeding $20,000. If minimum qualification requirements are not met during the monthly qualification cycle, the rate of .01% APY will apply to the entire balance of the Premium/Premium Plus Checking account.

^ To qualify for a premium rate, enrollment in eDocs, direct deposit of net income to an account under the membership, and a minimum of 15 card purchases, averaging $10 each, during the month, is required. Premium Checking requires 15 debit card purchases, averaging $10 each, and Premium Plus requires 15 credit card purchases, averaging $10 each. Balance transfers, ATM transactions and cash advances do not count toward the monthly card transaction requirements. Card(s) must be associated with the Premium/Premium Plus Checking account. Business and Home Improvement Visa credit cards are ineligible. Transactions must settle and post to the associated card account between the first day of the month and the second to last day of the month. Transactions posted the last day of the month will be applied to the next month’s transaction totals. One Premium Checking or one Premium Checking Plus account is allowed per tax identification number. Qualifications are subject to change, and we will notify you as required by applicable law.

*APY = Annual Percentage Yield.  Interest on CDs is compounded quarterly. APY is subject to change after account is opened. Interest rate locked when account is opened except for bump-up CDs, which can be converted to a higher rate once during their terms. Penalty may be imposed for early withdrawal, and fees could reduce earnings on account. Other rates and terms available. Withdrawal of earnings could reduce APY. Membership required to open a CD and is subject to qualifications and a minimum $5 share deposit. Federally insured by NCUA.