Auto Loans
Great low rates and friendly services for your next car.
Whether you're shopping for a new or used vehicle, or you want to refinance for a lower monthly payment, we have an auto loan for you. With great low rates, friendly service, and a fast and easy process, we can help you save more.
Where are you in the process?
I want to refinance
Bring your auto loan to Veridian. We may be able to reduce your monthly payment with additional perks.
Get Started
I'm ready to purchase
Apply online today! We work with hundreds of dealers. Just tell them you want Veridian financing.
Get Started
I'm a first-time buyer
We're here to help make the process fast and easy. Set your budget, get pre-approved and find your car.
Get Started2021 and newer model years
2020 model year
2019 model year
2018 model year
Find your rate and term by model year
"I've been shopping and I'm ready to purchase"
Think you've found your perfect car? Great!
We can help you get pre-approved for a Veridian auto loan so you can set your budget and know how much you can spend before you shop. Use the calculator below to determine your monthly payment.
Apply for your vehicle financing with Veridian.
We work with hundreds of dealers. Just tell them you want Veridian financing when buying your new vehicle. You can also start your application online now.
Protect Your Vehicle
Pair your great auto loan rate with a low rate on car insurance. Request a quote from Veridian Insurance, and our representatives will find the best policy for your needs.
Find your AgentOne-stop auto finance shop
You can add protection to your vehicle and your loan with:
Payment Protection
This is a voluntary debt protection program for when you and your family need it the most.
Guaranteed Asset Protection (GAP)
GAP is a supplement to your primary auto insurance. If you purchase a vehicle with less than a 20% down payment, or trade a vehicle for less than you owe, GAP coverage may be right for you.
Extended Warranty
Protect yourself from major mechanical expenses in the U.S. with no deductible on covered parts or labor.
Depreciation Protection
Also known as Downpayment Protection, Depreciation Protection is a supplement to your auto insurance. It protects your investment when you put 20% or more down for a new or used vehicle.
Ask your lender about these offerings when you apply for financing.
Make Your Payments Online
Easily make your monthly payments with online banking and our mobile app. Registering your account is easy and free.
Learn More About Online Banking
We're Here to Help
If you still have questions, we're here to help. Stop in a branch, schedule an appointment, or call us.
"Always good service, knowledgeable staff and cheerful attitudes. Products are the lowest cost around with the loyalty discount. Family has been banking here over 30 years with no reason to change."B.H.January 2023
"Beth was amazing. I hate the car buying process and she made it so easy. She communicated so quickly and was so pleasant. Will definitely be reaching out for all future car purchases! Everyone at Veridian is always so helpful and nice!"D.C.November 2022
"I was completely satisfied and impressed with my experience getting the auto loan. I have been impressed by Veridian Credit Union from the beginning!"K.M.October 2022
"The process went great! I’ve been banking with Veridian for a long time and as a company Veridian has always helped me out and tried to have my best interest in mind. "T.B.October 2022
⨳APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Existing loans with Veridian may be refinanced if the new loan balance contains at least 25% new money to the credit union in the form of competitor payoffs. All loans subject to membership and approval. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle. All loans subject to approval. See Veridian for details.
1 This is an estimation tool for illustration purposes only. Calculations are based on the information you provide. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle. All loans are subject to approval. See Veridian for details.