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Auto Loans

Great low rates and friendly services for your next car.

Whether you're shopping for a new or used vehicle, or you want to refinance for a lower monthly payment, we have an auto loan for you. With great low rates, friendly service, and a fast and easy process, we can help you save more.

 

Where are you in the process?

I want to refinance

Bring your auto loan to Veridian. We may be able to reduce your monthly payment with additional perks.

Get Started

I'm ready to purchase

Apply online today! We work with hundreds of dealers. Just tell them you want Veridian financing.

Get Started

I'm a first-time buyer

We're here to help make the process fast and easy. Set your budget, get pre-approved and find your car.

Get Started

2021 and newer model years

as low as 5.89% APR with loyalty program

2020 model year

as low as 6.34% APRwith loyalty program

2019 model year

as low as 6.49% APR with loyalty program

2018 model year

as low as 6.49% APR with loyalty program

Find your rate and term by model year

"I've been shopping and I'm ready to purchase"

Think you've found your perfect car? Great!

We can help you get pre-approved for a Veridian auto loan so you can set your budget and know how much you can spend before you shop. Use the calculator below to determine your monthly payment.

Apply for your vehicle financing with Veridian.

We work with hundreds of dealers. Just tell them you want Veridian financing when buying your new vehicle. You can also start your application online now.

Protect Your Vehicle

Pair your great auto loan rate with a low rate on car insurance. Request a quote from Veridian Insurance, and our representatives will find the best policy for your needs.

Find your Agent

One-stop auto finance shop

You can add protection to your vehicle and your loan with:

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Payment Protection

This is a voluntary debt protection program for when you and your family need it the most.

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Guaranteed Asset Protection (GAP)

GAP is a supplement to your primary auto insurance. If you purchase a vehicle with less than a 20% down payment, or trade a vehicle for less than you owe, GAP coverage may be right for you.

extended warranty - illustration of money

Extended Warranty

Protect yourself from major mechanical expenses in the U.S. with no deductible on covered parts or labor.

extended warranty - illustration of money

Depreciation Protection

Also known as Downpayment Protection, Depreciation Protection is a supplement to your auto insurance. It protects your investment when you put 20% or more down for a new or used vehicle.

Ask your lender about these offerings when you apply for financing.

Make Your Payments Online

Easily make your monthly payments with online banking and our mobile app. Registering your account is easy and free.

Learn More About Online Banking

We're Here to Help

If you still have questions, we're here to help. Stop in a branch, schedule an appointment, or call us.

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Existing loans with Veridian may be refinanced if the new loan balance contains at least 25% new money to the credit union in the form of competitor payoffs. All loans subject to membership and approval. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle. All loans subject to approval. See Veridian for details.

1 This is an estimation tool for illustration purposes only. Calculations are based on the information you provide. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle. All loans are subject to approval. See Veridian for details. 

 

Locate a Branch

Serving all 50 states digitally with branches in Iowa and Nebraska.

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