Auto Loans
Great low rates and friendly services for your next car.
Whether you're shopping for a new or used vehicle, or you want to refinance for a lower monthly payment, we have an auto loan for you. With great low rates, friendly service, and a fast and easy process, we can help you save more.
Where are you in the process?
![Refinance Icon](https://veridiancu.org/webres/Image/personal/borrow/auto/refinance.png)
Bring your auto loan to Veridian. We may be able to reduce your monthly payment with additional perks.
Get Started![Purchase Icon](https://veridiancu.org/webres/Image/personal/borrow/auto/auto-loan.png)
Apply online today! We work with hundreds of dealers. Just tell them you want Veridian financing.
Get Started![First-Time Buyer Icon](https://veridiancu.org/webres/Image/personal/borrow/auto/first-time-buyer.png)
We're here to help make the process fast and easy. Set your budget, get pre-approved and find your car.
Get StartedThink you've found your perfect car? Great!
We can help you get pre-approved for a Veridian auto loan so you can set your budget and know how much you can spend before you shop. Use the calculator below to determine your monthly payment.
Apply for your vehicle financing with Veridian.
We work with hundreds of dealers. Just tell them you want Veridian financing when buying your new vehicle. You can also start your application online now.
![Family in the back in of an SUV](/webres/image/personal/borrow/auto/vehicle-family.jpg)
Protect Your Vehicle
Pair your great auto loan rate with a low rate on car insurance. Request a quote from Veridian Insurance, and our representatives will find the best policy for your needs.
Find your AgentOne-stop auto finance shop
You can add protection to your vehicle and your loan with:
![payment protection - family riding in a car](/webres/image/personal/borrow/auto/payment-protection.jpg)
Payment Protection
This is a voluntary debt protection program for when you and your family need it the most.
![gap coverage - keys being handed to a couple in front of a car](/webres/image/personal/borrow/auto/gap.jpg)
Guaranteed Asset Protection (GAP)
GAP is a supplement to your primary auto insurance. It helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
![mechanical breakdown protection - mechanic's hands working on a car engine](/webres/image/personal/borrow/auto/mbp.jpg)
Mechanical Breakdown Protection
Protect yourself from major mechanical expenses in the U.S. with no deductible on covered parts or labor.
![extended warranty - young women laughing in a car](/webres/image/personal/borrow/auto/depreciation.jpg)
Depreciation Protection
Also known as Downpayment Protection, Depreciation Protection is a supplement to your auto insurance. It protects the positive equity in your investment if your vehicle is totaled or stolen.
Make Your Payments Online
Easily make your monthly payments with online banking and our mobile app. Registering your account is easy and free.
Learn More About Online Banking![Image of employees](https://veridiancu.org/webres/image/square/woman-headset.jpg)
Let Us Help
Still have questions? We have answers. Get in touch with us for all the help you need.
"Always good service, knowledgeable staff and cheerful attitudes. Products are the lowest cost around with the loyalty discount. Family has been banking here over 30 years with no reason to change."B.H.January 2023
"Beth was amazing. I hate the car buying process and she made it so easy. She communicated so quickly and was so pleasant. Will definitely be reaching out for all future car purchases! Everyone at Veridian is always so helpful and nice!"D.C.November 2022
"I was completely satisfied and impressed with my experience getting the auto loan. I have been impressed by Veridian Credit Union from the beginning!"K.M.October 2022
"The process went great! I’ve been banking with Veridian for a long time and as a company Veridian has always helped me out and tried to have my best interest in mind. "T.B.October 2022