Refinance Your Auto Loan
Explore your options to lower your rate, monthly payment, or both.
Save with a low rate
Pay less to get on the road with a low rate from Veridian.
How much could you save monthly?
Estimate your monthly payment with Veridian and compare with your current payment.1
Calculate your monthly payment & interest savings1

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"It was very easy to refinance my auto loan with Veridian Credit Union and I am very happy."R.C.June 2024
"This was the cleanest and smoothest process I have experience. Beth was amazing! She had excellent communication, information and was so efficient and friendly. Thank you!!"H.P.June 2024
"It couldn’t have been any easier. I applied online, which was a piece of cake. Got a call before I could even believe they had time. Signed everything online. Couldn’t be happier. I have been VERIDIAN customer for a long time. I have gotten home loans and auto loans and all kinds of services. As a senior citizen, They make things really easy for me."M.A.May 2024
"They treat you with respect, it was quick and easy to get our loan for our new to us truck"J.H.April 2024
"The whole auto loan process was easy and prompt."J.D.April 2024
«Cash bonus offer valid on applications received 8/1/2026 through 9/15/2026 with loans booked by 9/30/2026. Offer is for 1% of the payoff amount, not to exceed $300, on vehicle loans of $10,000 or more from another financial refinanced with Veridian. Loan must be held by Veridian, all Veridian loans must be paid current, and other Veridian accounts must not be overdrawn for funds to be deposited into a Veridian savings account on the third business day of the fourth month after loan is booked. No-payment offer valid on applications received 8/1/2026 through 9/15/2026 with loans booked by 9/30/2026. No monthly payments required for the first three months. Interest accrual begins immediately and may increase the amount required to pay the loan in full as well as change the schedule of repayment. Offer applies on vehicle loans of $10,000 or more from another financial refinanced with Veridian.
⨳APR = Annual Percentage Rate. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness, loan-to-value ratio, market, condition and collateral options as well as age and mileage of vehicle. All loans subject to membership and approval. See Veridian for details. Includes Loyalty Program discount of 0.25% APR when enrolled in Digital Statements and Notices and while maintaining direct deposit of net payroll income to Veridian or, if unavailable, making a minimum of 10 qualifying checking account transactions per month. “Net payroll income” means the majority of the borrower’s payroll income after taxes and pre-tax deductions. Direct deposit qualification is for ACH only and does not include real time payments (RTP). Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term.
- 1 This is an estimation tool for illustration purposes only. Calculations are based on the information you provide. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle. All loans are subject to approval. See Veridian for details.