Home Equity Loans

Tap into your home's value to renovate, expand, consolidate debt and more.

Start using your equity!

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A home equity loan^⋄ allows you to tap into the money you've already invested in your home. To calculate your equity, take your home's worth and subtract the amount, if any, you still owe on it. These loans have favorable rates and low closing costs.

Explore common types of home equity loans below and check out our home equity video series to learn more.

Home Equity Loan

A one-time fixed-rate loan.
Borrow up to 100% of your home's equity.
Available with terms of 5, 10, 15, or 20 years.

Home Equity Line of Credit (HELOC)

Open-end revolving line of credit.
Borrow up to 100% of your home's equity for 25 years.
The rate is fixed for the first 5 or 10 years of the loan and variable after.
Your minimum monthly payment is 1% of your balance.

10 & Done Loan

Our 10 & Done Loan is like getting a 10-year fixed-rate mortgage with a fraction of the closing costs and less paperwork and fees than a typical refinance.

Simple closing process.
Closing costs could be as low as $200^⫧.
Low fixed rate for 10 years.

Home Improvement Loan

Allows you to finance a home improvement project without the equity in your home. Borrow up to $25,000 with terms up to 180 months.

With equity, secure financing for up to 133% of your home's value, to a maximum of $250,000 with available terms of 5, 10 or 15 years.

^⋄Appraisal fees may apply. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. All loans subject to approval. See our rates, terms and conditions.

^⫧Loan must be in first lien position. Any advertised closing costs assume title guaranty and appraisal are not required. Additional costs may apply.

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