^⋄ APR = Annual Percentage Rate. For a $50,000 home equity loan amortized for 120 months and a 4.25% APR, the monthly payment will be $513 (taxes and insurance premiums not included). Add 2.0-2.5% to interest rate for loans with loan-to-value ratio over 80%. Appraisal fees may apply. Loyalty Discount of 0.25% APR for enrolling in direct deposit of net income and automatic loan payments from a Veridian account. Borrowers will lose Loyalty Discount if they fail to meet qualifications during loan term.

^⫰ APR = Annual Percentage Rate. For a $50,000 home equity loan amortized for 240 months and a 5.25% APR, the monthly payment will be $337 (taxes and insurance premiums not included). Loan–to-value ratio must not exceed 80% to qualify for loan. Appraisal fees may apply.

^♦ APR = Annual Percentage Rate. Rate is fixed for first five years of the plan, and after the five-year (60-month) term expires, the rate is variable and the maximum APR is 21%. For a $30,000 five-year fixed HELOC at 3.65% APR, the monthly payment will be $300 (taxes and insurance premiums not included). Includes Loyalty Discount of 0.25% APR when enrolled in direct deposit of net income and automatic loan payments from your Veridian account. Borrowers will lose Loyalty Discount if they fail to meet qualifications during loan term. Add 2.50% to interest rate for loans with loan-to-value ratio over 80%. Appraisal fees may apply. 

^⋄APR = Annual Percentage Rate. Fixed loan rate and expressed “as low as.” Loans subject to approval. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness, loan-to-value ratio and collateral conditions. Loan must be in first lien position. Includes Loyalty Discount of 0.25% APR for enrollment in direct deposit of net income and automatic payments from a Veridian account. Borrowers lose Loyalty Discount if they fail to meet qualifications during loan term. For a $50,000 10 & Done Loan amortized for 120 months at 3.74% APR, the monthly payment will be $500 (monthly payment does not include amounts for taxes and insurance premiums, so the actual payment may be greater). Appraisal fees may apply. Any advertised closing costs assume title guaranty and appraisal are not required. Additional costs may apply.

^⥾ APR = Annual Percentage Rate. Loans subject to credit approval. Rates, terms and conditions subject to change without notice and may vary based on creditworthiness, qualifications and collateral conditions. For a $20,000 Home Improvement Loan amortized for 120 months at 6.45% APR, the monthly payment will be $227. Appraisal fees may apply. Interest on any loan amount greater than the fair market value of the property is not tax-deductible for federal income tax purposes. Consult your tax advisor for further information regarding the deductibility of interest and charges.