Apply Online - Personal - Borrow - Loan Applications - Veridian


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Veridian has a variety of loan options for you, no matter where you are in your life. Select the type of loan you would like to apply for:

Auto loans available in a variety of terms and with options for no down payment.

New Auto

Get on the road with a great rate and a low monthly payment.

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Used Auto

With the same great financing options, buying a used vehicle makes sense too.

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Hit the open road on two wheels.

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Closed-End Home Equity

Tap into your equity for a fixed-rate loan. Borrow up to 100% of your home's equity in a variety of terms up to 20 years. A 10 & Done is a popular choice to refinance a mortgage with less paperwork and lower fees.

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Home Equity Line of Credit

Get a line of credit based on your equity. Borrow up to 100% of your home’s equity for 25 years with a fixed rate for the first 5 or 10. Your minimum monthly payment is 1% of your balance.

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Home Improvements

Build an addition, remodel a room or fix up your home. Borrow up to $250,000 in a variety of terms up to 15 years.

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We offer options with no down payment in a variety of terms - and we never charge an origination fee. If you haven't already, find a mortgage loan originator near you.

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Holiday Loan

From presents to travel and gatherings, get some help with holiday expenses. Borrow from $300 to $2,000 and get up to a year to pay it back.

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Personal Loan

No collateral (house, car, and so on) is required, making this one of the quickest loans possible to secure. Finance a project, adoption or emergency with a fixed rate and predictable monthly payments.

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Payday Alternative Loan

A small, short-term loan, similar to a payday loan. Available up to $1,000 with half up front, while the other half is held until the loan is paid in full. Limited to one loan every six-month period.

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Recreational loans available in a variety of terms and with options for no down payment.


Make a splash with a watercraft of your own.

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RV & Travel Trailer

Start enjoying the great outdoors in your home away from home.

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Visa® Platinum Rewards Card

Buy the things you need and earn points toward the rewards you deserve.

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Visa Platinum Credit Card

Save more with our lowest rate and get all of the great features Veridian credit cards have to offer.

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Student Loans, Member

See how much you could save by refinancing your student loans. If you're a member, start here.

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Student Loans, Nonmember

Take control of your educational debt today. If you're not a Veridian member, start here.

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Join today with $5 to open a Member Equity Savings account. As a Veridian member, you'll get to experience the credit union difference through better rates and lower fees. You’ll also get your say on the direction of the credit union with a vote in the annual election for the Board of Directors.

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Loans available to Veridian members in good standing. Learn more about the qualifications for membership.

Locate a Branch

Locations in Iowa and Nebraska to serve you.

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