Your financing needs are unique, and loans are not “one-size fits all.” We offer a variety of personal loans to fit your unique needs.
Personal loans are usually secured only by your signature. Therefore, you'll likely have a slightly higher interest rate.
Payday Alternative Loan (PAL)
A small short-term loan similar to a payday loan but without the sky-high interest rate. With its longer repayment term, the PAL will help you develop healthy savings habits.
Premier Personal Loan
If your credit score is 720 or higher, you may qualify for a Premier Personal Loan≬ at a lower rate, available in amounts from $10,000 up to $40,000.
▸ APR = Annual Percentage Rate. The annual percentage rate does not take into account your required deposit. 19% APR with Automatic Payment, 21% APR without Automatic Payment. For a $1,000 fixed Payday Alternative Loan (PAL) with a term of six months and 19% APR, the monthly payments will be $177. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. PALs are limited to one every six months. All loans subject to approval.
≬APR = Annual Percentage Rate. Loyalty Discount of 0.25% APR requires direct deposit of net income and automatic loan payments using your Veridian account. Premier Personal Loans require a minimum credit score of 720 for all borrowers. Additional requirements must be met. For a $20,000 Premier Personal Loan with a term of 60 months and 7.25% APR, the monthly payments will be $400. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness. All loans subject to approval. See Veridian for details.