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What is Delay-a-Pay?

Delay-a-Pay is a service that allows you to defer payment on an eligible loan* up to two times a year. Each use of Delay-a-Pay extends the term of your loan by one month, and interest will continue to accrue. You cannot use Delay-a-Pay in consecutive months on the same loan.

To qualify for Delay-a-Pay, all loans and accounts with Veridian must be current. A fee of $30 will be charged per use. Delay-a-Pay can be used for vehicle loans, recreational vehicle loans, consumer goods loans, personal unsecured loans and share-secured loans.

If you would like to delay your next loan payment, any borrower on the loan can simply complete our form or use the Delay-a-Pay widget in online banking.

*To qualify, accounts and loans with Veridian must be in good standing. You may not use Delay-a-Pay on your first payment or for consecutive payments within the same calendar year. Business loans, mortgage loans, Visa credit cards, home equity loans, Payday Alternative Loans, student loans and overdraft lines of credit are not eligible for the Delay-a-Pay program. Additional eligibility limitations may apply depending on loan type, and all deferrals are subject to final approval by Veridian.

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