Rates

Certificates of Deposit (CD) Rates

These CD rates are effective March 21, 2023.

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Limited-Time CD Special CD Interest Rate APY* Minimum Balance
9 months CD Special
Jumbo CD
4.716%
4.813%
4.80%
4.90%
$1,000
$100,000
12 months CD Special
Jumbo CD
4.572%
4.668%
4.65%
4.75%
$1,000
$100,000
15 months CD Special
Jumbo CD
4.330%
4.426%
4.40%
4.50%
$1,000
$100,000
Term CD Interest Rate APY* Minimum Balance
12 months Add-On CD Tier 1
Tier 2
Tier 3
N/A
0.250%
0.300%
0.00%
0.25%
0.30%
$0-$49.99
$50-$499.99
$500+
7 months CD Special
Jumbo CD
2.869%
2.967%
2.90%
3.00%
$1,000
$100,000
9 months CD Special
Jumbo CD
4.716%
4.813%
4.80%
4.90%
$1,000
$100,000
12 months CD Special
Jumbo CD
4.572%
4.668%
4.65%
4.75%
$1,000
$100,000
15 months CD Special
Jumbo CD
4.330%
4.426%
4.40%
4.50%
$1,000
$100,000
18 months CD Special
Jumbo CD
0.400%
0.500%
0.40%
0.50%
$1,000
$100,000
21 months CD Special
Jumbo CD
0.400%
0.500%
0.40%
0.50%
$1,000
$100,000
24 months CD Special
Jumbo CD
0.400%
0.500%
0.40%
0.50%
$1,000
$100,000
36 months CD Special
Jumbo CD
0.599%
0.699%
0.60%
0.70%
$1,000
$100,000
39 months CD Special
Jumbo CD
0.599%
0.699%
0.60%
0.70%
$1,000
$100,000
18 months Bump-up? CD
Jumbo Bump-up CD
3.942%
4.039%
4.00%
4.10%
$1,000
$100,000
30 months Bump-up? CD
Jumbo Bump-up CD
3.358%
3.455%
3.40%
3.50%
$1,000
$100,000
41 months Bump-up? CD
Jumbo Bump-up CD
3.407%
3.504%
3.45%
3.55%
$1,000
$100,000
12-60 months U.B.U (Teen) CD 1.000% 1.00% $100
12-60 months Youth (12 and under) CD 1.000% 1.00% $100

?A Bump-Up is a one-time opportunity to convert your CD to the higher rate for the remainder of its term.

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APY is accurate as of March 21, 2023.

*APY = Annual Percentage Yield. Interest on CDs is compounded quarterly. APY is subject to change after account is opened. Interest rate locked when account is opened except for bump-up CDs, which can be converted to a higher rate once during their terms. Penalty may be imposed for early withdrawal, and fees could reduce earnings on account. Other rates and terms available. Withdrawal of earnings could reduce APY. Membership required to open a CD and is subject to qualifications and a minimum $5 share deposit. Federally insured by NCUA.

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