Certificates of Deposit (CD rates)
These CD rates are effective December 1, 2018.
Compare CD rates
| Limited Time CD Special | CD | Interest Rate | APY* | Minimum Balance |
|---|---|---|---|---|
| 41 months | Bump-up? CD Jumbo Bump-up CD |
3.212% 3.407% |
3.25% 3.45% |
$1,000 $100,000 |
| 18 months | Bump-up? CD Jumbo Bump-up CD |
2.820% 3.016% |
2.85% 3.05% |
$1,000 $100,000 |
| Term | CD | Interest Rate | APY* | Minimum Balance |
|---|---|---|---|---|
| 12 months | Starter CD | 0.35% | 0.35% | $50 |
| 7 months | CD Special Jumbo CD |
1.30% 1.40% |
1.31% 1.41% |
$1,000 $100,000 |
| 9 months | CD Special Jumbo CD |
1.887% 1.986% |
1.90% 2.00% |
$1,000 $100,000 |
| 15 months | CD Special Jumbo CD |
1.80% 1.90% |
1.81% 1.91% |
$1,000 $100,000 |
| 18 months | CD Special Jumbo CD |
2.163% 2.261% |
2.18% 2.28% |
$1,000 $100,000 |
| 24 months | CD Special Jumbo CD |
2.526% 2.625% |
2.55% 2.65% |
$1,000 $100,000 |
| 36 months | CD Special Jumbo CD |
2.869% 2.967% |
2.90% 3.00% |
$1,000 $100,000 |
| 39 months | CD Special Jumbo CD |
2.281% 2.379% |
2.30% 2.40% |
$1,000 $100,000 |
| 30 months | Bump-up? CD Jumbo Bump-up CD |
2.625% 2.723% |
2.65% 2.75% |
$1,000 $100,000 |
| 12 months | Add-on CD | 0.70% | 0.70% | $500 |
| 12-60 months | U.B.U CD | 0.70% | 0.70% | $100 |
| 12-60 months | Kirby® CD | 0.70% | 0.70% | $100 |
?A Bump-Up is a one-time opportunity to convert your CD to the higher rate for the remainder of its term.
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*APY = Annual Percentage Yield. Dividends on savings are compounded monthly. Interest on CDs is compounded quarterly. APY is subject to change after account is opened. Bump-up CDs can be converted to a higher rate once during their terms. Penalty may be imposed for early withdrawal, and fees could reduce earnings on account. Other rates and terms available. Withdrawal of earnings could reduce APY. Membership subject to qualifications and a minimum $5 share deposit.