Certificates of Deposit (CD rates)
These CD rates are effective January 1, 2021.
Compare CD rates
| Limited Time CD Special | CD | Interest Rate | APY* | Minimum Balance |
|---|---|---|---|---|
| 7 months | CD Special Jumbo CD |
0.748% 0.848% |
0.75% 0.85% |
$1,000 $100,000 |
| Term | CD | Interest Rate | APY* | Minimum Balance |
|---|---|---|---|---|
| 12 months Add-On CD | Tier 1 Tier 2 Tier 3 |
N/A 0.250% 0.300% |
0.00% 0.25% 0.30% |
$0-$49.99 $50-$499.99 $500+ |
| 7 months | CD Special Jumbo CD |
0.748% 0.848% |
0.75% 0.85% |
$1,000 $100,000 |
| 9 months | CD Special Jumbo CD |
0.300% 0.400% |
0.30% 0.40% |
$1,000 $100,000 |
| 12 months | CD Special Jumbo CD |
0.300% 0.400% |
0.30% 0.40% |
$1,000 $100,000 |
| 15 months | CD Special Jumbo CD |
0.400% 0.500% |
0.40% 0.50% |
$1,000 $100,000 |
| 18 months | CD Special Jumbo CD |
0.400% 0.500% |
0.40% 0.50% |
$1,000 $100,000 |
| 21 months | CD Special Jumbo CD |
0.798% 0.897% |
0.80% 0.90% |
$1,000 $100,000 |
| 24 months | CD Special Jumbo CD |
0.400% 0.500% |
0.40% 0.50% |
$1,000 $100,000 |
| 36 months | CD Special Jumbo CD |
0.599% 0.699% |
0.60% 0.70% |
$1,000 $100,000 |
| 39 months | CD Special Jumbo CD |
0.599% 0.699% |
0.60% 0.70% |
$1,000 $100,000 |
| 18 months | Bump-up? CD Jumbo Bump-up CD |
0.599% 0.699% |
0.60% 0.70% |
$1,000 $100,000 |
| 30 months | Bump-up? CD Jumbo Bump-up CD |
0.699% 0.798% |
0.70% 0.80% |
$1,000 $100,000 |
| 41 months | Bump-up? CD Jumbo Bump-up CD |
0.848% 0.947% |
0.85% 0.95% |
$1,000 $100,000 |
| 12-60 months | U.B.U (Teen) CD | 0.300% | 0.30% | $100 |
| 12-60 months | Youth (12 and under) CD | 0.300% | 0.30% | $100 |
?A Bump-Up is a one-time opportunity to convert your CD to the higher rate for the remainder of its term.
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*APY = Annual Percentage Yield. Interest on CDs is compounded quarterly. APY is subject to change after account is opened. Interest rate locked when account is opened except for bump-up CDs , which can be converted to a higher rate once during their terms. Penalty may be imposed for early withdrawal, and fees could reduce earnings on account. Other rates and terms available. Withdrawal of earnings could reduce APY. Membership subject to qualifications and a minimum $5 share deposit.