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Routing Number: 273976369

Our unique, nine-digit number that functions as an address for your bank.

Savings and Checking Rates

These rates are effective 3/4/2024.
Name Rate APY^ Requirements
Savings 0.10% 0.10% $50.00 minimum balance to earn interest
HSA Savings 0.40% 0.40% $50.00 minimum balance to earn interest
HSA Checking/Share Draft 0.05% 0.05% no minimum balance
Teen Savings 0.10% 0.10% $5 minimum
IRA Savings 0.15% 0.15% $50.00 minimum balance to earn interest
Checking 0.05% 0.05% no minimum balance
Premium Checking 2.96%** 3.00%** $0.00 to $15,000
Premium Plus Checking 3.93%** 4.00%** $0.00 to $20,000
Holiday Club 0.10% 0.10% $50.00 minimum balance to earn interest

Quick Draw Rates

These rates are effective 3/4/2024.
Name APR* as low as Loyalty APR° as low as
Quick Draw line of credit overdraft protection plan 11.50% 11.25%

Must be a member to open an account. Restrictions apply.

APY = Annual Percentage Yield. Dividends on savings and checking are compounded monthly. APY is subject to change after account is opened. Other rates and terms available. Withdrawal of earnings could reduce APY. Membership subject to qualifications and a minimum $5 share deposit.

* APR = Annual Percentage Rate. Interest begins to accrue immediately. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. All loans subject to approval.

° Includes Loyalty Discount of 0.25% APR when enrolled in direct deposit of net income and automatic loan payments using your Veridian account. Borrowers lose Loyalty Discount if they fail to meet qualifications during loan term.

** APY – Annual Percentage Yield. APY is accurate as of the last dividend declaration date and is subject to change after the account is opened. 4.25% APY paid on Premium Checking balances up to $15,000; 0.15% APY on funds exceeding $15,000. 5.25% APY paid on Premium Plus Checking balances up to $20,000; 0.15% APY on funds exceeding $20,000. If minimum qualification requirements are not met during the monthly qualification cycle, the rate of .01% APY will apply to the entire balance of the Premium/Premium Plus Checking account.

Locate a Branch

Serving all 50 states digitally with branches in Iowa, Nebraska, and Minnesota.

Image of Veridian Branch