Savings and Checking
These rates are effective December 1, 2018.
| Name | Rate | APY | Requirements |
|---|---|---|---|
| Member Equity Savings° | 0.15% | 0.15% | $50.00 minimum balance to earn interest |
| HSA Savings | 0.75% | 0.75% | $50.00 minimum balance to earn interest |
| HSA Checking/Share Draft | 0.05% | 0.05% | no minimum balance |
| KIRBY® Children's Savings | 0.15% | 0.15% | no minimum balance |
| U.B.U. Teen Savings | 0.15% | 0.15% | no minimum balance |
| IRA Savings | 0.25% | 0.25% | $50.00 minimum balance to earn interest |
| Share Drafts | 0.05% | 0.05% | no minimum balance |
| Holiday Club | 0.15% | 0.15% | $50.00 minimum balance to earn interest |
Must be a member to open an account. Restrictions apply.
APY = Annual Percentage Yield. Dividends on savings are compounded monthly. APY is subject to change after account is opened. Other rates and terms available. Withdrawal of earnings could reduce APY. Membership subject to qualifications and a minimum $5 share deposit.