Savings and Checking
Savings and Checking Rates
| Name | Rate | APY^ | Requirements |
|---|---|---|---|
| Savings | [ Show Rate ] | [ Show Rate ] | $50 |
| HSA Savings | [ Show Rate ] | [ Show Rate ] | $50 minimum balance to earn interest |
| HSA Checking/Share Draft | [ Show Rate ] | [ Show Rate ] | no minimum balance |
| Teen Savings | [ Show Rate ] | [ Show Rate ] | $5 min |
| IRA Savings | [ Show Rate ] | [ Show Rate ] | $50 minimum balance to earn interest |
| Checking | [ Show Rate ] | [ Show Rate ] | no minimum balance |
| Premium Checking | [ Show Rate ]** | [ Show Rate ]** | $0 - $15,000 |
| Premium Plus Checking | [ Show Rate ]** | [ Show Rate ]** | $0 - $20,000 |
| Holiday Club | [ Show Rate ] | [ Show Rate ] | $50 minimum balance to earn interest |
Must be a member to open an account. Restrictions apply.
^ APY = Annual Percentage Yield. Dividends on savings and checking are compounded monthly. APY is subject to change after account is opened. Other rates and terms available. Withdrawal of earnings could reduce APY. Membership subject to qualifications and a minimum $5 share deposit.
* APR = Annual Percentage Rate. Interest begins to accrue immediately. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. All loans subject to approval.
° Includes Loyalty Discount of 0.25% APR when enrolled in direct deposit of net income and automatic loan payments using your Veridian account. Borrowers lose Loyalty Discount if they fail to meet qualifications during loan term.
** APY – Annual Percentage Yield. APY is accurate as of the last dividend declaration date and is subject to change after the account is opened. [ Show Rate ] APY paid on Premium Checking balances up to $15,000; [ Show Rate ] APY on funds exceeding $15,000. [ Show Rate ] APY paid on Premium Plus Checking balances up to $20,000; [ Show Rate ] APY on funds exceeding $20,000. If minimum qualification requirements are not met during the monthly qualification cycle, the rate of .01% APY will apply to the entire balance of the Premium/Premium Plus Checking account.