Motor Homes, Travel Trailers, and Boats – Rates and Fees - Veridian

Rates

Motor Homes, Travel Trailers, and Boats

Amount of Loan: $5k - $9999 $10k - $14,999 $15k - $24,999 $25k-$49,999 $50k-$74,999 $75k-$150k $150,001+
  Fixed up to 60 months (invoice or trade value) Fixed up to 72 months (invoice or trade value) Fixed up to 96 months (invoice or trade value) Max Term 120 months, fixed for 72 months*** (invoice or trade value) Max Term 180 months, fixed for 72 months****
(invoice or trade value)
2016 & Newer APR as low as* 4.29% 4.54% 4.79% 5.29% 5.79% 5.79% 5.79%
Loyalty APR as low as** 4.04% 4.29% 4.54% 5.04% 5.54% 5.54% 5.54%
2014 & 2015 APR as low as* 4.79% 5.04% 5.29% 5.79% 6.29% 6.29% 6.29%
Loyalty APR as low as** 4.54% 4.79% 5.04% 5.54% 6.04% 6.04% 6.04%
2012 & 2013 APR as low as* 5.04% 5.29% 5.54% 6.04% 6.54% 6.54% 6.54%
Loyalty APR as low as** 4.79% 5.04% 5.29% 5.79% 6.29% 6.29% 6.29%
2011 & Older APR as low as* 5.29% 5.54% 5.79% 6.29% 6.79% 6.79% 6.79%
Loyalty APR as low as** 5.04% 5.29% 5.54% 6.04% 6.54% 6.54% 6.54%

* APR = Annual Percentage Rate. Loan rates are shown as APR, expressed "as low as" and determined by credit score and loan-to-value ratio. Loans subject to credit approval. Rates, terms and conditions subject to change without notice and may vary based on creditworthiness, qualifications, and collateral conditions.
** Annual Percentage Rate based on credit score and loan-to-value ratio. Includes Loyalty Discount of .25% APR for enrolling in direct deposit of net income and automatic loan payments from a Veridian account.
*** An example using a 120 month term - the rate is fixed for first 7 years of the plan, after the 7 year (84 mos.) term expires the rate is variable, maximum APR is 21%. For a $25,000 loan at 5.04% APR the monthly payment will be $267.
**** An example using a 180 month term - the rate is fixed for first 7 years of the plan, after the 7 year (84 mos.) term expires the rate is variable, maximum APR is 21%. For a $50,000 loan at 5.54% APR the monthly payment will be $411.

Locate a Branch

Locations in Iowa and Nebraska to serve you.

Image of Veridian Branch