Mortgage - Veridian


Mortgage Rates

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These rates are effective June 22 2018 10:10 AM.

Conventional Fixed Rate Mortgages

$75,000 - $99,999

Term Rate APR
15 Year 3.750% 4.025%
15 Year* 4.000% 4.160%
30 Year 4.250% 4.340%
30 Year* 4.500% 4.545%

*No origination. APRs based on $75,000, $100,000, and $200,000.

$100,000 - $199,999

Term Rate APR
15 Year 3.625% 3.898%
15 Year* 3.875% 3.995%
30 Year 4.250% 4.330%
30 Year* 4.375% 4.415%

*No origination. APRs based on $75,000, $100,000, and $200,000.

$200,000 - $453,100

Term Rate APR
15 Year 3.625% 3.835%
15 Year* 3.875% 3.935%
30 Year 4.250% 4.330%
30 Year* 4.375% 4.405%

*No origination. APRs based on $75,000, $100,000, and $200,000.

Home Equity Fixed

Name APR as low as Loyalty APR as low as°
10 and Done Fixed Home Equity1 3.99% 3.74%

Adjustable Rate Mortgages

Term Rate APR
5-1 Year 3.500% 4.422%
7-1 Year 3.750% 4.187%
10-1 Year 4.000% 4.291%

Margin = 2.75, Caps 2/6. Index based on 1-year LIBOR. APR based on $100,000.
*Interest rate is subject to increase after consummation

Veterans Affairs (VA) Fixed Rate Mortgage

Term Rate APR
30 Year 4.000% 4.440%

*APR based on $100,000.

Iowa Financing Authority (IFA) Fixed Rate Mortgage

Rates found on IFA web site.

APR = Annual Percentage Rate. Loan rates shown as APR, expressed "as low as" and determined by credit score (except home equity loans). Loans subject to credit approval. Rates, terms and conditions subject to change without notice and may vary based on creditworthiness, qualifications, and collateral conditions. Equal Housing Opportunity. 
° Annual Percentage Rate based on credit score. Includes Loyalty Discount of 0.25% APR for enrolling in direct deposit of net income and automatic loan payments from a Veridian account. 
1 An example using a 10-year 10 & Done Loan (120 mos.) term - for a $50,000 amortized for 120 months and a 3.45% APR, the monthly payment will be $494 (monthly payment does not include amounts for taxes and insurance premiums, so the actual payment may be greater). Loan must be in first lien position. Appraisal fees may apply.

All Veridian mortgages have no origination fees. APR = Annual Percentage Rate.  All rates are for 45-day rate locks for single-family, owner-occupied transactions with escrows. Rates based on 740 credit score, 75% loan to value and a loan amount of $150,000, rate can vary for other loan amounts. Rates are subject to change without notice.  Veridian is not responsible for typographical errors or omissions. Payment examples do not include taxes and insurance, if applicable, payment will be higher. Other loan terms may be available.  Lower interest rates availalble by paying discount points.  Veridian NMLS ID# 531586.

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