10 & Done Loan
10 & Done loans do not include escrow, so you will be responsible for tax and insurance payments.
Loan Rates
| Loan Type | APR⫧ as low as | Loyalty APR⫧ as low as | Payment* |
|---|---|---|---|
| 10-Year Fixed | [ Show Rate ] | [ Show Rate ] | [ Show Payment ] |
Learn more about a 10 & Done loan.
Apply Now⫧Rates are effective 5/20/2025. Loan must be in first lien position. APR = Annual Percentage Rate. Rate Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net payroll income to Veridian or, if unavailable, making a minimum of 10 qualifying checking account transactions per month. “Net payroll income” means the majority of the borrower’s payroll income after taxes and pre-tax deductions. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio, collateral conditions and market. Loan-to-value ratio must not exceed 80%. 10 & Done loans only available in Iowa, Nebraska & Minnesota. 10 & Done loans do not include escrow, so you will be responsible for tax and insurance payments. All loans subject to membership and approval. See Veridian for details.
*Payment example is based on a balance of $25,000 and does not include taxes or insurance.