Other Personal Loans
These rates are effective November 1, 2019 7:00AM.
|Term||APR as low as*||Loyalty APR as low as°||Personal Loan Special Rates^|
|Personal Loan - (12 months)||7.50%||7.25%|
|Personal Loan - (24 months)||8.50%||8.25%|
|Personal Loan - (36 months)||9.50%||9.25%|
|Personal Loan - (48 months)||10.00%||9.75%|
|Personal Loan - (60 months)||10.50%||10.25%|
|Premier Personal Loan (60 months)1||7.50%||7.25%|
|Premier Personal Loan (120 months)||8.00%||7.75%|
|C.D. Secured - (60 months, variable rate)||2% Above||1.75% Above|
|Share Secured - (60 months, variable rate)||2% Above||1.75% Above|
|Payday Alternative Loan (PAL) - (6 months, $1000 max)2 with automatic payment||19%||N/A|
|Payday Alternative Loan (PAL) - (6 months, $1000 max) without automatic payment||21%||N/A|
* APR = Annual Percentage Rate. The APR does not take into account your required deposit. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. PALs are limited to one every six months. All loans subject to approval.
° APR based on credit score. Includes Loyalty Discount of 0.25% APR for enrolling in direct deposit of net income and automatic loan payments from a Veridian account. Borrowers lose Loyalty Discount if they fail to meet qualifications during loan term.
^ Rate discount of 3% applies for the life of the loan and is available through 12/31/19. Rate also includes Loyalty Discount. Offer applies only to unsecured personal loans of up to $10,000, excluding Premier Personal and PAL loans. Loan must be new to Veridian and cannot be used to pay off other Veridian loans. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness.
1 - For a $20,000 Premier Personal Loan with a term of 60 months and 7.25% APR, the monthly payments will be $400. Premier Personal Loans require a minimum credit score of 720 for all borrowers. Additional requirements must be met.
2 - For a $1,000 fixed Payday Alternative Loan (PAL) with a term of six months and 19% APR, the monthly payments will be $177.