Personal Loans
These rates are effective 7/8/2026. Rates shown are the lowest offered, but your rate may vary based on your credit score, the term chosen and other qualifications. Apply for a personal loan
Personal Loans
Apply Now| Term | APR as low as* | Loyalty APR as low as▴ |
|---|---|---|
| 12 months | [ Show Rate ] | [ Show Rate ] |
| 24 months | [ Show Rate ] | [ Show Rate ] |
| 36 months | [ Show Rate ] | [ Show Rate ] |
| 48 months | [ Show Rate ] | [ Show Rate ] |
| 60 months | [ Show Rate ] | [ Show Rate ] |
Secured Loans
Payday Alternative Loans (PAL)
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* APR = Annual Percentage Rate. APR may not include your required deposit. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. All loans subject to approval. See Veridian for details.
▴APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in Digital Statements and Notices and while maintaining direct deposit of net payroll income to Veridian or, if unavailable, making a minimum of 10 qualifying checking account transactions per month. “Net payroll income” means the majority of the borrower’s payroll income after taxes and pre-tax deductions. Direct deposit qualification is for ACH only and does not include real time payments (RTP). Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term.