Other Personal Loans
These rates are effective October 1 2018 7:00AM.
|Term||APR as low as*||Loyalty APR as low as°|
|Premier Personal Loan (60 months)1||7.50%||7.25%|
|Premier Personal Loan (120 months)||8.00%||7.75%|
|Personal Loan - (12 months)||7.50%||7.25%|
|Personal Loan - (24 months)||8.50%||8.25%|
|Personal Loan - (36 months)||9.50%||9.25%|
|Personal Loan - (48 months)||10.00%||9.75%|
|Personal Loan - (60 months)||10.50%||10.25%|
|C.D. Secured - (60 months, variable rate)||2% Above||1.75% Above|
|Share Secured - (60 months, variable rate)||2% Above||1.75% Above|
|Payday Alternative Loan (PAL) - (6 months, $1000 max.)2||19%||N/A||with automatic payment|
|Payday Alternative Loan (PAL) - (6 months, $1000 max.)||21%||N/A||without automatic payment|
* APR = Annual Percentage Rate. The APR does not take into account your required deposit. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. PALs are limited to one every six months. All loans subject to approval.
° APR based on credit score. Includes Loyalty Discount of 0.25% APR for enrolling in direct deposit of net income and automatic loan payments from a Veridian account. Borrowers lose Loyalty Discount if they fail to meet qualifications during loan term.
1 - For a $20,000 Premier Personal Loan with a term of 60 months and 7.25% APR, the monthly payments will be $400. Premier Personal Loans require a minimum credit score of 720 for all borrowers. Additional requirements must be met.
2 - For a $1,000 fixed Payday Alternative Loan (PAL) with a term of six months and 19% APR, the monthly payments will be $177.