Rates

Other Personal Loans

These rates are effective January 1, 2021.

Premier Personal Loans

These loans are available in amounts from $10,000 to $40,000.

Term APR as low as* Loyalty APR as low as°
60 months1 7.50% 7.25%
120 months1 8.00% 7.75%

Personal Loans

You can get a personal loan for up to $20,000.

Term APR as low as* Loyalty APR as low as°
12 months 7.50% 7.25%
24 months 8.50% 8.25%
36 months 9.50% 9.25%
48 months 10.00% 9.75%
60 months 10.50% 10.25%

Secured Loans

You can open one PAL every six months for $1,000 or less.

Term APR as low as* Loyalty APR as low as°
60 months, secured by CD 2% Above 1.75% Above
60 months, secured by share 2% Above 1.75% Above

Payday Alternative Loans

You can open one PAL every six months for $1,000 or less.

Term APR as low as* Notes
6 months 19% with automatic payments
6 months 21% without automatic payments

Quick Draw Line of Credit

This is often used for overdraft protection on a checking account. Interest begins to accrue immediately.

Term APR as low as* Loyalty APR as low as°
6 months 9.50% 9.25%

* APR = Annual Percentage Rate. APR may not include your required deposit. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. All loans subject to approval. See Veridian for details.
° Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term.
1 Premier Personal Loans require a minimum credit score of 720 for all borrowers. Additional requirements must be met.

Locate a Branch

Locations in Iowa and Nebraska to serve you.

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