CDs and IRAs – Savings Accounts – Personal Banking

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DE & I

Whatever you're saving for, we've got a product to help you out. Compare our CD and IRA products below, but don't forget that we're here to guide you and connect you with the best savings plan for your unique situation. Call, chat, or stop into any branch today to learn more.

Ranked #1 for best rates in the Midwest – That’s the value of Veridian.

See CD Rates CD Calculator

CD	Minimum Deposit	Terms	Special Notes
Add-On Certificate	Varies per tier	12 months	Add on as often as you'd like!
Bump-Up Certificate	$1,000	18 months, 30 months, 41 months	"Bump" your interest rate up to the current Bump-Up rate one time.
Jumbo Certificate	$100,000	Multiple terms available
HSA Certificate	$1,000	Choose from any of our traditional CD terms.	Available to Health Savings Account holders. Not available for Add-On.

IRA

Open an IRA or HSA

IRA	Minimum Deposit	Terms	Special Notes
Roth IRA	Choose a Roth IRA if you don't need the tax break right now	Withdraw regular contributions at any time, tax-free* and penalty-free	You do not have to take mandatory distributions at age 70 1/2
Traditional IRA	Choose a traditional IRA if you want the tax deduction right now*	Also makes sense if you anticipate paying taxes at a significantly lower rate in retirement*.
Coverdell Education savings accounts	Withdraw money, tax-free, for education expenses such as tuition, fees, books, supplies, and equipment*.	Unlike 529 plans, they can also be used for elementary and high school expenses at most public, private and parochial schools.