Personal

CDs and IRAs

Invest in a CD or save for retirement.

15 Month CD Special

Grow your savings faster with a 15 month CD with 5.00%*.  Multiple CD specials available now for a limited-time.

Get Your CD OnlineView CD Specials

Cash and coins

Whatever you’re saving for, we’ve got a product to help you out. Compare our CD and IRA products below, but don’t forget that we’re here to guide you and connect you with the best savings plan for your unique situation. Call, chat, or stop into any branch today to learn more.

SEE CD RATESCD CALCULATOR

CD Minimum Deposit Terms Special Notes
Add-On Certificate Varies per tier 12 months Add on as often as you'd like!
Bump-Up Certificate $1,000 18 months, 30 months, 41 months "Bump" your interest rate up to the current Bump-Up rate one time.
Jumbo Certificate $100,000 Multiple terms available  
HSA Certificate $1,000 Choose from any of our traditional CD terms. Available to Health Savings Account holders. Not available for Add-On.

GET YOUR CD ONLINE Already a member? Log in to online banking to open a new CD.

IRA Minimum Deposit Terms Special Notes
Roth IRA Choose a Roth IRA if you don't need the tax break right now Withdraw regular contributions at any time, tax-free* and penalty-free You do not have to take mandatory distributions at age 70 1/2
Traditional IRA Choose a traditional IRA if you want the tax deduction right now* Also makes sense if you anticipate paying taxes at a significantly lower rate in retirement*.  
Coverdell Education
savings accounts
Withdraw money, tax-free, for education expenses such as tuition, fees, books, supplies, and equipment*. Unlike 529 plans, they can also be used for elementary and high school expenses at most public, private and parochial schools.  

Open an IRA or HSA

*Consult a tax advisor for additional information

Locate a Branch

Serving all 50 states digitally with branches in Iowa and Nebraska.

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