FAQ

Do I need payment protection?

Payment Protection is a voluntary debt protection program that steps in when you and your family need help the most.

Payment Protection provides you with Life Plus, Disability, and Involuntary Unemployment packages that cancel debt if specified protected events occur, helping protect your consumer and home equity loans. With Payment Protection, you choose the right amount of protection no more, no less.

Other benefits include:

  • Simple eligibility requirements
  • Simplified enrollment
  • Immediate enrollment for eligible borrowers
  • Convenience of including in your monthly payment


Payment Protection Packages Available for Consumer Loans:

  Premium Standard  Basic
Life Plus
Disability  
Involuntary Unemployment    

 


Payment Protection Packages Available for Home Equity Loans:

  Premium Standard  Basic
Transitional Life Plus
Disability  
Involuntary Unemployment    
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How to file your claim

Please visit securian.com/benefits or call (800) 328-9442 to file a claim. All other benefits, terms and conditions of your existing Payment Protection plan will remain in effect.

How to report a new claim




Disclosure: Your purchase of Payment Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your Veridian Credit Union loan representative, or refer to the Member Agreement for a full explanation of the terms of Payment Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

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All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will make every attempt to correct immediately.

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