Why Setting Online Banking Alerts Can Save You Time, Money, and Stress

Have you ever checked your account and felt that sudden jolt — a forgotten subscription, an unexpected charge, or a balance that’s lower than you thought? Those small surprises can quickly turn into overdraft fees or missed payments if you’re not paying close attention. 

The good news is you don’t have to keep constant watch to stay in control. With online banking alerts, you can get real-time updates about your balance, transactions, and spending activity, all delivered straight to your phone or email. 

Many financial institutions offer them through their websites or mobile apps. Banking alerts are an easy way to take the stress out of money management and make your financial refresh last beyond the new year.

What Are Online Banking Alerts and How Do They Work?

Online banking alerts are real-time notifications from your financial institution that keep you updated about certain activity on your account. They may come as text messages, emails, or even push notifications on your mobile device. 

Depending on what your financial institution offers, you may be able to receive alerts for the following activities:  

• Low balances.
• Large transactions.
• Deposits to your account.
• Credit and debit card transactions.
• Account logins.

Online banking alerts are often very easy to set up through your financial institution’s website or mobile app. At Veridian, for example, just log into your account, tap “Alerts & Support”, then tap “Manage Alerts”. 

Think of online banking alerts as your built-in financial assistant, quietly working in the background to keep you up to date.

Online Banking Alerts Help You Save Money

If you’ve ever been hit with an overdraft fee or a late payment charge, you know how quickly those small costs add up. Online banking alerts can help you prevent them altogether.

A low balance alert can help you avoid overdraft fees and make sure you have enough in your account for upcoming bill payments. And speaking of bills, due date alerts can help you prevent missed payments and late fees. 

If you’ve ever been on pins and needles, waiting for your paycheck to hit before you make a big purchase, now you can sit back, relax and wait for your deposit notification. These also help you ensure that any deposits coming to you arrive on time. 

Setting up online banking alerts as a part of your financial refresh can help you stay on track with your payments and prevent unnecessary fees. 

Spend Wisely and Stay Aware of Your Habits

Alerts aren’t just about preventing mistakes — they also help you stay mindful of how you spend.

Setting up transaction alerts gives you the ability to see how your spending patterns develop in real time. You may think those quick coffee stops don’t make a difference, but you’ll be able to see how much they add up. 

Balance alerts can help you stay on budget. For example, if you’re trying to keep your spending account above a certain amount, you’ll know right away when you’re close to your limit. 

Veridian’s online and mobile banking tools make these alerts easy to view and customize, so you can stay in control without logging in every day. 

Catch Fraud and Protect Your Accounts Early

Fraud is still a major problem in this digital age. Online banking alerts play an important role in protecting your money from unauthorized activity.

Fraudulent activity often starts small, and alerts can help you notice unusual activity before it escalates. And when you receive real-time notifications, you can act immediately. This could mean freezing your card, changing your online banking password, and contacting your financial institution. 

Online banking alerts in Veridian’s mobile app work alongside other security features, adding an extra layer of security to your financial refresh. 

A Smarter, Stress-Free Way to Monitor Your Money

If you’re eyeing a financial refresh this year, setting up online banking alerts should be a top priority. They can help you stick to your budget, avoid unnecessary fees and protect your finances from fraud. 

Look into online banking alerts at your financial institution today. Or start your financial refresh with us, and check out Veridian’s online banking tools.

Read: Financial Refresh Guide Learn More: Veridian Online Banking