Home equity loans

Unlock the value in your home.

With fixed-rate loans, Home Equity Lines of Credit (HELOCs) and our 10 & Done Loan, Veridian has the right home equity option to meet your unique financial situation.

  • Borrow up to 100% of your home's equity.
  • Rates as low as 3.10% APR.
  • Options available with terms of 5, 10, 15 or 20 years.

What can your equity do?

Home renovations

10 & Done loan

Debt consolidation

Tuition and education

Whether you're finally getting your dream kitchen or you need to repair a leaky roof, a home equity loan is a great way to pay.

It's like getting a 10-year fixed-rate mortgage with a fraction of the closing costs and paperwork of a typical refinance.

Are you losing too much to debt repayment each month? Pay off high interest debt with a low-interest home equity loan.

Finance education costs including tuition, room and board, books and lab fees, and uniforms using the equity in your home.

...and so much more.

Contact a home equity expert to see which option is right for you – or if you're ready, start your application today.



Add 1.0-2.5% to interest rate for loans with loan-to-value ratio over 80%. Not available on all loan types. See our rates, terms and conditions.

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Rate fixed for first 60 or 120 months of the 25-year term; after that, the rate is variable and the maximum APR is 21%. Add up to 2.5% to interest rate for home equity lines of credit with loan-to-value ratios over 80% (maximum of 100%). Rate may not be used in conjunction with first-mortgage loans. Closing costs as low as $200. Appraisal fees may apply. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. All loans subject to approval. See Veridian for details.

Loan must be in first lien position. Any advertised closing costs assume title guaranty and appraisal are not required. Additional costs may apply.

Locate a Branch

Locations in Iowa and Nebraska to serve you.

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