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Routing Number: 273976369

Our unique, nine-digit number that functions as an address for your bank.

If your home fights your routine, it wears on you every day. Think about the following scenarios:

  • Your heating and cooling aren’t keeping up or are inconsistent from room to room.
  • Your kitchen layout leads to you and your family running into each other.
  • A lack of usable storage space creates clutter throughout your home.

And that’s why the best comfort upgrades are those that pass the Monday morning test. That means finding out if your upgrade benefits your everyday life. 

The flashy upgrades, like a home theater or a new patio, shine on the weekends in front of friends and family. But comfort upgrades are felt when you’re tired or going through your daily routine… perhaps on a Monday morning. 

So, let’s talk about the upgrades that improve your lifestyle and how you can make them happen in your home. 

What Makes Home Feel Comfortable Every Day

The visual upgrades, like new countertops in your kitchen or a home entertainment center, make your guests go “oooh” during a weekend get-together. A comfort upgrade is the one that makes you say “aaahhhh” on a Monday morning when you’re reaching for your coffee cup. 

These upgrades include, but are not limited to, things like: 

  • Climate upgrades, like a new HVAC system or less harsh lighting.
  • Layout changes that support your routine and improve your flow throughout the home.
  • Storage and accessibility that give you more space where you want it without having to get rid of things you care about.

Best Home Improvements for Comfort You Notice Right Away

Climate Control for Year-Round Comfort

Updating or replacing your HVAC system can keep you comfortable all day long and all year-round. 

If you’re experiencing inconsistent temperatures throughout different rooms in your house, an easy upgrade is a smart thermostat with remote sensors. These don’t allow you to customize the temperature in each room, but you can prioritize different rooms throughout the day.

Improve Insulation and Seal Air Leaks

This is a simple upgrade that can improve total home comfort. It can eliminate cold spots and drafts, as well as create a quiet, stable indoor environment. 

This project can be as easy as patching up any cracks around your doors and windows, or as advanced as replacing your doors and windows. Or you may need to beef up the insulation in your walls.

Learn more from the U.S. Department of Energy >

Layer Your Lighting for Function and Mood 

The lighting in your house is more important than you realize. It can impact your comfort and mood. 

Layering your lighting includes using a combination of light sources to create a balanced atmosphere. Instead of relying on a single overhead light, it uses three primary layers to eliminate harsh shadows and add depth to your space. 

Update Flooring for Warmth and Noise Reduction

Adding rugs to hard floors, installing carpet or upgrading to heated flooring are all ways to improve your comfort, reduce noise and keep your home nice and warm. Plus, having softer surfaces in the high-use areas will help reduce foot discomfort. 

Optimize Layout for Better Flow

A well-designed home layout should allow easy movement between spaces without congestion. Flow should feel natural and intuitive, based on how rooms connect and are used.

This could mean redesigning the layout of your kitchen, bedroom, bathroom or any other room in your house, not just replacing your countertops or cabinets.

Small Comfort Upgrades That Make a Big Difference

Home upgrades don’t have to break the bank and don’t always require major financing. You can make simple home upgrades with a quick trip to the hardware store or even your favorite department store.

Consider simple upgrades like: 

  • A fresh coat of paint.
  • New light bulbs that are easy on the eyes.
  • Blinds or curtains to freshen up your space.

Ways to Pay for Comfort Improvements Over Time

You could pay for your home upgrades by opening your check book… or swiping your debit card… or even handing over a stack of cash. But, if you do need to finance the project, you have a few options. 

Credit Card

This is a simple way to pay for your upgrades, especially for DIY projects.

Home Equity

You can borrow against the equity you have in your home to finance your home upgrades. 

Home Improvement Loans

No equity is required with home improvement loans. Borrow funds specifically for your home improvement projects. 

Conclusion: Comfort is What You Feel Every Day

Being comfortable in your home has a direct impact on your mood and comfort in the rest of your life. Remember: the best comfort upgrades are the ones you feel when you’re going through your daily routine. 

With the right research and planning, you can upgrade your home with confidence.
 

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With locations in Iowa, Nebraska and Minnesota, your journey to financial success starts here.

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