What are my options for Overdraft Protection?

We’ve got you covered. If you don't have enough available funds in your checking account to cover a transaction, these options can help prevent declined transactions or returned items:

Overdraft Protection
Link an eligible savings account or money market account as a backup funding source. Funds transfer automatically when needed, with no transfer fee.

Quick Draw
Apply for a line of credit connected to your checking account. If your Overdraft Protection is used up, Quick Draw can cover the difference. Interest begins accruing immediately on borrowed funds, but there are no transfer fees.

Courtesy Pay
As a last line of defense, Courtesy Pay may allow checks and ACH payments to process even if it overdraws your account. An overdraft fee will apply, but it may help you avoid merchant fees for returned payments.

Courtesy Pay+
Upgrade your protection by activating Courtesy Pay+ to extend coverage to everyday debit card purchases, including in-store and online transactions.