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Routing Number: 273976369

Our unique, nine-digit number that functions as an address for your bank.

What is a PAL loan?

A Payday Alternative Loan from Veridian is a small short-term loan. Unlike a typical payday loan, there are no sky-high interest rates and you get more time to repay it.

PALs are available up to $1,000 with a repayment term of six months. Half of the loan amount you request is yours to use right away. The other half is deposited into your Veridian savings account and held until the loan is paid in full, allowing you to establish a savings account. For example, if you request a loan for $1000, you will be given $500 to use with an additional $500 deposited to your savings account. This unique combination of a loan and a savings account allows you to break the payday loan cycle. 

PALs are limited to one loan per six-month period, and you must have income directly deposited into a Veridian account. A $25 application fee is included in the loan repayment.

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All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will make every attempt to correct immediately.

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Serving all 50 states digitally with branches in Iowa and Nebraska.

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