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10 & Done

six-month intro rate of 1.99% APR1

Pay off your home in 10 years by moving your mortgage to a 10 & Done loan. Apply by Nov. 30 to get zero closing costs2 and an intro rate of 1.99% APRfor the first six months, then a rate as low as 2.99% APR3 with Loyalty Program3 after.

Apply for a 10 & Done loan

Visa Signature®

Earn up to2% cash back

Get cash back on all your purchases with our Visa Signature® Credit Card – no special categories or quarterly activations required. Get a rate as low as 11.15% APR with free balance transfers and no annual fee.

GET YOUR VISA SIGNATURE

Auto Loans

as low as2.34% APR

If you're looking for a new vehicle, get preapproved for an auto loan or simply ask for Veridian financing at the dealership. Already have a loan at another financial? Lower your payment with our great rates.

Save on your auto loan

Home Equity

5-year fixed HELOC as low as3.10% APR

Whether you’re looking to add room to your home, renovate existing spaces or pay down your debt, a home equity loan can help. Save more with a fixed rate for the first five or 10 years on a Home Equity Line of Credit (HELOC).

Apply for a home equity loan

1 APR = Annual Percentage Rate. Introductory rate offer of 1.99% APR for first six months is valid on applications received through 11/30/21 and is not eligible for Loyalty Program discount during this period. After introductory period, loan returns to regular rates and terms.

2 Standard closing costs of up to $275 are waived. Other fees, such as appraisal or title guarantee fee, may apply and will be paid by borrower. Offer valid on applications received through 11/30/21 and may not be used in conjunction with first-mortgage loans. Initial loan balance must include at least $10,000 in new money to the credit union to qualify. Existing loans with Veridian may be refinanced if the new loan balance contains at least 25% new money to the credit union.

3 Loan must be in first lien position. Rate includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. Loan-to-value ratio must not exceed 80%. 10 & Done loans only available in Iowa and Nebraska. 10 & Done loans do not include escrow, so you will be responsible for tax and insurance payments. All loans subject to membership and approval. See Veridian for details.

Cash back rate of 2% requires inclusion in Loyalty Program by enrolling in eDocs and maintaining either direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will receive standard cash back rate of 1.5% if they fail to meet Loyalty Program qualifications during the month. Points toward cash back are earned at the time of purchase based on your current Loyalty Program status. See Veridian for details.

APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 8.15% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness. All loans subject to approval. See Veridian for details.

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle. All loans subject to approval. See Veridian for details.

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Locations in Iowa and Nebraska to serve you.

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