View our current specials

Bring us your loan and we'll help lower your rate or payment.

Personal Loans

as low as3.25% APR1

Get an unsecured personal loan of up to $10,000 and get 3% off1 our normal rates when you apply by Dec. 31.

Apply for a personal loan

10 & Done

as low as2.99% APR

Save on mortgage interest and pay off your home in 10 years. A 10 & Done loan has less paperwork and lower closing costs than a mortgage, so you get to your savings sooner.

Apply for a 10 & Done loan

Visa Signature®

Earn up to2% cash back

Get cash back on all your purchases with our Visa Signature® Credit Card – no special categories or quarterly activations required. Get a rate as low as 11.15% APR with free balance transfers and no annual fee.

GET YOUR VISA SIGNATURE

Auto Loans

as low as2.34% APR

If you're looking for a new vehicle, get preapproved for an auto loan or simply ask for Veridian financing at the dealership. Already have a loan at another financial? Lower your payment with our great rates.

Save on your auto loan

1 APR = Annual Percentage Rate. Rate discount of 3% applies for the life of the loan and is valid on applications received through 12/31/21 with loans booked by 1/15/22. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Offer applies only to unsecured personal loans of up to $10,000, excluding Premier Personal and PAL loans. Loan must be new to Veridian and cannot be used to pay off other Veridian loans. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness. All loans subject to membership and approval. See Veridian for details.

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Loan must be in first lien position. Any advertised closing costs assume title guaranty and appraisal are not required. Additional costs may apply. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. Loan-to-value ratio must not exceed 80%. 10 & Done loans only available in Iowa and Nebraska. 10 & Done loans do not include escrow, so you will be responsible for tax and insurance payments. All loans subject to membership and approval. See Veridian for details.

Cash back rate of 2% requires inclusion in Loyalty Program by enrolling in eDocs and maintaining either direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will receive standard cash back rate of 1.5% if they fail to meet Loyalty Program qualifications during the month. Points toward cash back are earned at the time of purchase based on your current Loyalty Program status. See Veridian for details.

APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 8.15% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Existing loans with Veridian may be refinanced if the new loan balance contains at least 25% new money to the credit union. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle. All loans subject to approval. See Veridian for details.

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Locations in Iowa and Nebraska to serve you.

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