Support for Members Impacted by the Federal Government Shutdown
When income is disrupted, Veridian is here to help.
Published Tuesday, November 4, 2025 to Articles
As the U.S. federal government shutdown enters a second month, we’re continuing to support members affected by missed paychecks.
Two Ways to Get Help
Members can select from one of the following options that best matches their need:
1. Interest-Free Government Advance Loan
Get a 0% interest loan^ that works like a temporary paycheck advance until federal pay resumes.
- No interest or fees — repay only what you borrow.
- Short-term repayment — one lump-sum payment due within 30 days.
- Loan amount based on your recent federal direct deposits to Veridian.
A simple, short-term way to cover essentials until your paycheck arrives.
2. Delay-a-Pay with No Fee
If you already have an eligible^^ Veridian loan, you can delay one payment at no cost.
- No fee or penalty.
- Keeps your account in good standing.
- Gives you extra flexibility while income is on hold.
Updated for November
These options are available to:
- Members using them for the first time, and
- Members who used one of these options in October.
If you received assistance last month, you’re eligible for a second Government Advance Loan or Delay-A-Pay in November.
Why We’re Offering This Support
We know a shutdown can create financial stress through no fault of your own. These relief options provide short-term stability and peace of mind — another way we live our mission to help members improve their financial lives.
How to Get Started
- Check eligibility. You must be a Veridian member whose income is affected by the federal shutdown and have a history of regular federal direct deposits.
- Ask about your options. We’ll help determine whether a paycheck advance or payment delay fits best.
- Apply easily. Visit your nearest branch or call 800-235-3228 to get started.
Veridian members have always supported each other through life’s ups and downs. These temporary relief options are one more way we’re here when you need it most.