View our current specials.
Bring us your loan and we'll help lower your rate or payment.
Auto
If you're looking for a new vehicle, get preapproved for an auto loan or simply ask for Veridian financing at the dealership. If you have a loan at another financial, lower your payment with a rate as low as 6.44% APR⨳.
Home Equity
Put your home to work for you. You can get a rate as low as 6.74% APR♦ on a five-year fixed Home Equity Line of Credit (HELOC) that's great for home improvements, debt consolidation and just about anything.
Credit Cards
Get the purchasing power you need with the rate you want on a Visa® Platinum Credit Card. With a rate as low as 13.40% APR, you can take advantage of free balances transfers† – and there’s no annual fee†.
Personal Loans
If you have high-interest debt, like balances on credit cards, you may be able to save money with a personal loan. Our rates are as low as 9.25% APR⨳, which can save you interest and help you pay your debt off faster.
⨳APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Existing loans with Veridian may be refinanced if the new loan balance contains at least 25% new money to the credit union in the form of competitor payoffs. All loans subject to membership and approval. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle. All loans subject to approval. See Veridian for details.
♦ APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Rate fixed for first 60 or 120 months of the 25-year term; after that, the rate is variable and the maximum APR is 21%. Add up to 2.5% to interest rate for home equity lines of credit with loan-to-value ratios over 80% (maximum of 100%). Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. Home equity loans only available in Iowa, Nebraska & Minnesota and do not include escrow. All loans subject to membership and approval. Appraisal fees may apply. See Veridian for details.
†APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 13.40% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.