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POSTED IN ARTICLES ON MONDAY, JUNE 22, 2020

Bring us your loan and we'll help lower your rate or payment.

Auto Loans
Auto

If you're looking for a new vehicle, get preapproved for an auto loan or simply ask for Veridian financing at the dealership. If you have a loan at another financial, lower your payment with a rate as low as 2.69% APR.

Apply for an Auto Loan

View auto rates

Home Equity Loans
Home Equity

Put your home to work for you with a home equity loan. You can get a rate as low as 3.10% APR – and when you apply by June 30, you’ll save even more for the first six months with an intro rate of 1.99% APR.

Apply for a home equity

View home equity rates

Credit Cards
Credit Cards

Get the purchasing power you need with the rate you want on a Visa® Platinum Credit Card. With a rate as low as 8.15% APR, you can take advantage of free balances transfers – and there’s no annual fee.

Apply for a credit card

View credit card rates

Personal Loans
Personal Loans

If you have high-interest debt, like balances on credit cards, you may be able to save money with a personal loan. Our rates are as low as 7.25% APR, which can save you interest and help you pay your debt off faster.

Apply for a personal loan

View personal loan rates

 

APR = Annual Percentage Rate. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of vehicle. All loans subject to approval. See Veridian for details.

APR = Annual Percentage Rate. Offer valid 6/1/20 through 6/30/20 and may not be used in conjunction with first-mortgage loans. Includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. Introductory rate is 1.99% APR for first 6 months and is not eligible for Loyalty Program discount. After introductory period, loan returns to regular rates and terms. Lowest rate shown available for a five-year fixed HELOC; minimum rates vary by product. Add up to 2.5% to rate for home equity loans with loan-to-value ratios over 80% (maximum of 100%). Maximum APR for home equity lines of credit is 21%. Existing home equity loans with Veridian may be refinanced if loan balance will increase by at least 25%. Promotion excludes home improvement loans. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness, loan-to-value ratio and collateral conditions. All loans subject to approval. Appraisal fees may apply. See Veridian for details.

APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 8.15% to 18%. Maximum APR is 18%. Possible fee(s): foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.

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Locations in Iowa and Nebraska to serve you.

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