Home Equity Special


Take this chance to pay down debt with a home equity loan.

If you have big loan payments on credit cards, student loans or other debt with a high interest rate, don't miss this chance to pay them off with the equity you've built in your home. Home equity loans have great rates that make them especially good for paying off high-interest debt, though they're flexible enough to be used for almost anything.

For a limited time, you can keep even more of your hard-earned money with this special offer: 1.99% APR1 for the first six months on any home equity loan. After that, you’ll get our everyday great rates as low as 3.10% APR2.

When you use a home equity loan or line of credit to get rid of other debt, you'll have:

  • A great interest rate. Compare Veridian's best rate for a five-year fixed home equity line of credit to the average credit card rate3 nationwide: 3.10% APR versus 16%. That can mean big savings for you.
  • One monthly payment. You can have more time for the things that matter by combining multiple bills into one with your equity.
  • Convenient access. You can keep tabs on your balance from anywhere with online banking and our mobile app.

1.99% APR1

intro rate for six months, and after that, as low as

3.10% APR2


You can only get 1.99% APR for the first six months for a limited time, so schedule an appointment with a home equity expert or start your application today.

1 APR = Annual Percentage Rate. Introductory rate offer of 1.99% APR for first six months is valid on applications through 2/28/22 and is not eligible for Loyalty Program discount during this period. After introductory period, loan returns to regular rates and terms. Loan balance must be at least $10,000 and include at least 25% new money to the credit union. Home improvement loans and loans tied to first mortgages are not eligible.

2 Rate effective 1/1/22. Standard rate includes Loyalty Program discount of 0.25% APR when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. 3.10% APR available for a five-year fixed HELOC; minimum rates vary by product. Add up to 2.5% to rate for home equity loans with loan-to-value ratios over 80% (maximum of 100%). Maximum APR for home equity lines of credit is 21%. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness, loan-to-value ratio and collateral conditions. Home equity loans only available in Iowa and Nebraska and do not include escrow. All loans subject to membership and approval. Appraisal fees may apply. See Veridian for details.

3 National average rate according to as of 12/2021.

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