Pricey pets


Use these tips to keep your pet budget under control.

When we talk about finances, we often think of the money we spend on ourselves, like rent, food and clothing. If you’re one of the many people who adopted a new pet during the pandemic, it’s important to account for those expenses too.

Pets can be a source of comfort and companionship, but they come with their own financial challenges. Between food, veterinary care and other equipment, a four-legged friend can require their own category in your spending plan.

Here are some ways to cut back on those costs without putting your pet at risk.

  • Shop around for a veterinarian. Quality of care is obviously important, but clinics may offer similar levels at very different prices. There may also be shelters or pet stores in your area that offer low-cost care at special events.
  • Always go to annual checkups and other appointments. Just like with your own health, it’s usually much cheaper to treat a medical condition early. It usually costs more to let it get worse and turn into an emergency room visit.
  • Cut out grooming costs. Invest in a pair of scissors or an electric shaver to do the job yourself. Your veterinarian can offer tips about trimming nails and other upkeep.
  • Limit toys and accessories. A cat may be able to entertain itself with an empty cardboard box or paper bag – and it probably didn’t want to wear that tiny sweater anyway.
  • Ask your veterinarian for advice. You might be feeding your pet too much or getting them vaccinated more frequently than needed. Your pet’s medical provider is the best person to talk to about services and expenses you can stop without affecting your pet’s health.

For more tips on how to save and budget your expenses or to talk about your individual financial situation, fill out the form below.

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