What happens to my Bill Payment if there are non-sufficient funds (NSF)?

Payments that are sent electronically will be deducted from your account on the send date.  If there are not sufficient funds available in your account or designated source of overdraft protection, the payment will fail.

Payments that are sent by check will be processed (mailed) on the Payment send date. Because the mailing time for paper checks varies, it is recommended to have the appropriate funds available in your account on the send date. Funds will be pulled from the account when the payee cashes the check. If funds are not available when the payee cashes the check, a non-sufficient funds (NSF) fee may be charged to the account and the check may not be paid.  The payee may charge a fee if they receive the check back as NSF.