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Routing Number: 273976369

Our unique, nine-digit number that functions as an address for your bank.

What is an IDA?

An IDA or Individual Development Account is a savings account connected to services to help individuals and families eventually acquire an economic asset toward long-term financial stability. If all qualifications are met, Veridian will match up to $2,000 in savings per IDA. There is a limit of one IDA per household.

You are eligible for an IDA if you: You can use the funds in an IDA to:
  • Are a Veridian member with all loans here paid current and other Veridian accounts not overdrawn.
  • Earn 80% or less of the Area Median Income (AMI).
  • Have not previously received an IDA match.
  • Purchase your first home, including a down payment or closing costs.
  • Pay down debt to decrease your debt-to-income ratio and qualify for a mortgage.
  • Pay off collections to increase your credit score and qualify for a mortgage.

To receive your savings match, you must:
  • Make a monthly deposit of at least $25 but no more than $350.
  • Save for at least six consecutive months, including the month the account is opened, but for no more than 24 months.
  • Complete a Veridian-approved homebuyer’s financial education program.

All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will make every attempt to correct immediately.

Locate a Branch

Serving all 50 states digitally with branches in Iowa and Nebraska.

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