How do I get cash back with a Visa Signature Credit Card?

When you make purchases with your Visa Signature Credit Card, you earn rewards points that can be redeemed for cash back. Members who meet the requirements for the Loyalty Program* earn points equivalent to 2% cash back on eligible purchases. Members who do not meet the requirements earn points equivalent to 1.5% cash back.
For example, on a $1,000 purchase:
•    At 2% cash back, you would earn 2,000 points, which can be redeemed for $20 cash back.
•    At 1.5% cash back, you would earn 1,500 points, which can be redeemed for $15 cash back.

You can choose the account where your cash back is deposited and redeem your points whenever you'd like. To redeem points, log in to Digital Banking and select My Cards from the Cards menu, then select Rewards. That will take you to the uChoose rewards website, where you can redeem points for cash back and other rewards.
To update the account used for cash-back deposits, please contact us.

*Cash back rate of 2% requires inclusion in Loyalty Program by enrolling in digital statements and notices and maintaining either direct deposit of your net payroll income into a Veridian account, or making a minimum of 10 qualifying checking account transactions per month. “Net payroll income” means the majority of the borrower’s payroll income after taxes and pre-tax deductions. Direct deposit qualification is for ACH only and does not include real time payments (RTP). Borrowers will receive standard cash back rate of 1.5% if they fail to meet Loyalty Program qualifications during the month. Points toward cash back are earned at the time of purchase based on your current Loyalty Program status. See Veridian for details.