Explore a HELOC to fund your home improvements.

Now that spring is here, it is a good time to evaluate your living space and determine what home improvements will raise your quality of life.

Our 5-year fixed Home Equity Line of Credit (HELOC) is a great way to use the equity in your home to pay for almost anything, including home improvements. You could get a rate as low as 3.40%, and you only pay interest on the money you spend. Your monthly payment is only 1% of your balance, with a minimum of $50.

With a rate that’s guaranteed for the first five years, it’s an affordable way to improve your home whether you’re a DIY master or a pro at calling in a contractor.

When you fund your home improvements with a Home Equity loan, you can:  

 â€‹borrow up to 100% of your home's equity
 have one monthly payment of only 1% of your balance, with a minimum payment of $50.
 get a low rate of only 3.40%

You can also use your equity for items such as debt consolidation, education, and travel expenses. Looking for a longer fixed term? We also have a 10-year fixed HELOC as low as 4.15%1View more rates and terms.

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Speak with an expert before you apply. Fill out the form below, and a representative will contact you.

    APR = Annual Percentage Rate. Rate is fixed for first five years of the plan, and after the five-year (60-month) term expires, the rate is variable and the maximum APR is 21%. For a $30,000 five-year fixed HELOC at 3.40% APR, the monthly payment will be $300 (taxes and insurance premiums not included). Includes Loyalty Discount of 0.25% APR when enrolled in direct deposit of net income and automatic loan payments from your Veridian account. Borrowers will lose Loyalty Discount if they fail to meet qualifications during loan term. Add 2.50% to interest rate for loans with loan-to-value ratio over 80%. Appraisal fees may apply. 

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    Home Equity Rates

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