Your HELOC, or Home Equity Line of Credit, is an open-ended revolving line of credit.
If you have existing loans with a high interest rate, using the equity in your home to pay off your debt can be beneficial. Pay off your:
If using the equity in your home for debt consolidation is right for you, you could save a significant amount in interest, and also have the convenience of your debts being wrapped up into one payment. What could your monthly payments be?
When you consolidate debt with a Home Equity loan, you can:
borrow up to 100% of your home's equity have one monthly payment of only 1% of your balance (with a $50 minimum) get a low rate of only 3.40%♦
You can also use your equity for items such as home improvements, education, and travel expenses. Looking for a longer fixed term? We also have a 10-year fixed HELOC as low as 3.90% APR1. View more rates and terms.
Speak with an expert before you apply. Fill out the form below, and a representative will contact you.
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5 yr Fixed HELOC
5 Year Fixed Home Equity
30 Year Fixed Rate Mortgage
as low as
15 Year Fixed Rate Mortgage
as low as
5 Year Adjustable Rate Mortgage
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*APR = Annual Percentage Rate
As a credit union, we’re organized differently than other financials. Veridian is a not-for-profit financial cooperative owned by our members. That means all net earnings are returned to members in the form of lower loan rates, higher savings rates, and low-to-no fees. Veridian is also governed by a volunteer board of directors who are elected by our members. Each member has one vote in the election for our board regardless of how much money that individual has on deposit.
Routing Number - 273976369