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Routing Number: 273976369

Our unique, nine-digit number that functions as an address for your bank.


Start your membership with a savings account and an initial deposit of just $5. Then you’re ready to choose a checking account.

Checking Account

Checking made simple. No additional qualifiers. Just easy access to save and spend your money.

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No monthly fees or minimum balance

  • Access your money with no monthly maintenance fees.
  • No minimum checking account balance is required for members.
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Earns dividends

  • Earn interest on your balance.
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Free debit card and no-fee ATM network

  • Get your free debit card by mail or instantly at Veridian branch
  • Make free ATM transactions at thousands of Privileged Status ATMs.
  • Set spending alerts and limits and turn your card on and off using Card Control in Online Banking
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Get paid early

Benefits of EVERY Veridian Free checking account

contactless payment
  • Tap to pay, and compatible with mobile payments (Apple Pay, Google Pay and more).
  • Turn your card on and off, and set spending limits with Card Control in digital banking.
  • Make unlimited transactions at Veridian-owned ATMs with no surcharge, or up to 10 transactions free at a SHAZAM Privileged Status Network ATM near you.
  • Card issued instantly on site. Choose a green or purple card!
online banking
  • Access your accounts, transfer money, pay bills, check your balance and more from online banking or the Veridian mobile app.
  • Use Remote Check Deposit on your mobile device.
  • Track your credit score for free with Credit Central.
  • Set email or text alerts for balances, transfers and due dates.
  • Easily open new accounts with Quick Apply.
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  • No minimum balances.
  • No monthly fees.
  • Free Overdraft Protection.
  • Reorder checks online anytime.
  • Get paid early when your direct deposit is sent to Veridian.

Ready to open your checking account?

Current members can open a checking account faster with Quick Apply in online banking.

** APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date and is subject to change after the account is opened. If minimum qualification requirements for Premium APYs are not met during the monthly qualification cycle, the rate of .01% APY will apply to the entire balance of the Premium/Premium Plus Checking account.

^ To qualify for a premium rate, enrollment in eDocs, direct deposit of net income to an account under the membership, and a minimum of 15 card purchases, averaging $10 each, during the month, is required. Premium Checking requires 15 debit card purchases, averaging $10 each, and Premium Plus requires 15 credit card purchases, averaging $10 each. Balance transfers, ATM transactions and cash advances do not count toward the monthly card transaction requirements. Card(s) must be associated with the Premium/Premium Plus Checking account. Business and Home Improvement Visa credit cards are ineligible. Transactions must settle and post to the associated card account between the first day of the month and the second to last day of the month. Transactions posted the last day of the month will be applied to the next month’s transaction totals. One Premium Checking or one Premium Checking Plus account is allowed per tax identification number. Must be 18 years of age or older to open a Premium or Premium Plus Checking account. Qualifications are subject to change, and we will notify you as required by applicable law.


Locate a Branch

Serving all 50 states digitally with branches in Iowa and Nebraska.

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