Visa Signature® Credit Card
Get up to 2% cash back◂ and points on all your purchases — no special categories or activations required.
Why You'll Love Our Visa Signature Card
Turn Points Into Possibilities
Your rewards should work as hard as you do. With uChoose Rewards®, you can use points in ways that fit your life.
Pay with Points
Skip the hassle and use your points right at checkout with PayPal, or even at the pump at BP and Amoco locations. Simple, fast, and built for everyday convenience.
Shop Your Way
Turn your points into real value with flexible options that fit your life. Redeem for popular gift cards or shop top electronics from Apple and Best Buy, so you can choose what matters most to you.
Travel More
Ready for a getaway? Use your points toward flights, hotels, and experiences that make your next trip unforgettable.
This card may be a good fit for you if:
- You use your card a lot and want to be rewarded for it.
- You carry a low balance or no balance from month to month.
- You like the flexibility of picking the rewards you own along with cash back.
- You travel frequently and like special perks when you do.
Great Features
Control Your Card Anytime, Anywhere
Manage your money no matter where you go with online banking and our mobile app. Use My Cards inside online banking to turn your card on and off in seconds, create purchase limits, set alerts and travel plans, manage rewards, and more.
Pay Safely and Securely
Tap to pay wherever you see this symbol, or use your phone with digital wallets like Apple Pay and Samsung Pay. You can always insert your chip or swipe your card as needed, too.
Cards Printed on Site with Local Support
Walk out of any Veridian branch in minutes with a fresh card. Get help with other issues over the phone, online or in person from the same friendly staff.
Fraud Protection
Your purchases are covered by Visa's Zero Liability△ policy. On top of that, we monitor your account for suspicious activity.
Special Perks and Savings
Use complimentary benefits like a warranty manager, auto rental insurance and travel assistance. Pay less on purchase from retailers around the globe just for using your Visa.
Apply now for your Signature card
You can also stop by any branch to apply and walk out with your brand new card, pending approval.
Frequently Asked Questions
Check your balance anytime in Veridian online banking or our mobile app. Just go to My Cards, select your rewards credit card, and under Card Details, tap Rewards.
Points are ready about 30 days after a qualifying purchase. Once they’re available, you can redeem them anytime for travel, experiences, cash back, or items you’ll love, right from online banking. Navigate to My Cards, choose your rewards credit card, and select Rewards under Card Details to start.
Yes! All cards linked to the same line of credit automatically earn points together. Have multiple Veridian Visa® rewards cards? Link them in your Preferences page to earn even faster.
You automatically earn points on every purchase you make with your Visa Signature® Card. There are no rotating categories and no special activations, just straightforward rewards for the way you already spend. When it’s time to redeem, you can choose to collect your cash back whenever it works best for you or set it to deposit automatically once a year. For more details on reviewing and redeeming cash back, visit our Visa Resource Center.
The minimum credit limit is $5,000.
You can choose alerts that keep you in control, like notifications when a purchase exceeds an amount you set. These alerts can be customized for each card on your account. To set them up, go to My Cards under the Cards menu in online banking. You can also enable other alerts for account activity, such as logins, withdrawals, and transfers—right in online banking.
◂Cash back rate of 2% requires inclusion in Loyalty Program by enrolling in eDocs and maintaining either direct deposit of your net payroll income into a Veridian account, or making a minimum of 10 qualifying checking account transactions per month. “Net payroll income” means the majority of the borrower’s payroll income after taxes and pre-tax deductions. Borrowers will receive standard cash back rate of 1.5% if they fail to meet Loyalty Program qualifications during the month. Points toward cash back are earned at the time of purchase based on your current Loyalty Program status. See Veridian for details.
†APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 11.90% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, card type, and market. All loans subject to approval. See Veridian for details.
△ Covers U.S.-issued cards only. Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa and certain commercial card transactions. You have 60 days after the date on your statement to notify Veridian of any unauthorized use or you may be liable for portions of any disputed charges. See Veridian for details.