Personal

Visa Signature® Credit Card

Get up to 2% cash back on all your purchases — no special categories or activations required.

 

Why You'll Love Our Visa Signature Card

2% CASH BACKAVAILABLE ON YOUR PURCHASES
ANNUAL FEE $0.00
RATES AS LOW AS 11.15% APR

Signature Perks

 

Cash Back

Earn 2% cash back on your purchases when you qualify for Veridian's Loyalty Program. If you're not in the Loyalty Program , you'll still earn 1.5% cash back on all your purchases .

Personal Assistance

A personal concierge can book your travel, get you tickets to the game and remind you of important birthdays and anniversaries.

Upgrades and Discounts

Enjoy luxury benefits at the finest hotels, golf clubs and wineries around the world.

This card may be a good fit for you if:

  • You use your card a lot and want to be rewarded for it.
  • You carry a low balance or no balance from month to month.
  • You simply want more cash instead of other rewards.
  • You travel frequently and like special perks when you do.

Great Features

Control Your Card Anytime, Anywhere

Manage your money no matter where you go with online banking and our mobile app. Use the Card Control widget to turn your card on and off in seconds, create purchase limits and set alerts.

Pay Safely and Securely

Tap to pay wherever you see this symbol, or use your phone with digital wallets like Apple Pay and Samsung Pay. You can always insert your chip or swipe your card as needed, too.

Cards Printed on Site with Local Support

Walk out of any Veridian branch in minutes with a fresh card. Get help with other issues over the phone, online or in person from the same friendly staff.

Triple Fraud Protection

Your purchases are covered by Visa's Zero Liability policy, and you get identity protection from NortonLifeLock. On top of that, we monitor your account for suspicious activity.

Special Perks and Savings

Use complimentary benefits like a warranty manager, auto rental insurance and travel assistance. Pay less on purchase from retailers around the globe just for using your Visa.

Visa Signature Card Apply now for your Signature card

You can also stop by any branch to apply and walk out with your brand new card, pending approval.

Frequently Asked Questions

Points are automatically earned on all the purchases you make with your Visa Signature Card. Unlike other cash back programs, there are no rotating categories or special activations required. You can choose to collect your cash back as you like or have it automatically deposited once a year.
Every Visa Signature card includes discounts or upgrades at select hotels, wineries, golf courses and chauffeur services. Additionally, a personal concierge can assist you with travel plans, event reminders and more.
You can be notified whenever a purchase on your card exceeds an amount you choose. These alerts can be set up independently for each card on your account. You can also enable other alerts through online banking for account logins, withdrawals, transfers and more.

Visa Signature Disclosures

Cash back rate of 2% requires inclusion in Loyalty Program by enrolling in eDocs and maintaining either direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will receive standard cash back rate of 1.5% if they fail to meet Loyalty Program qualifications during the month. Points toward cash back are earned at the time of purchase based on your current Loyalty Program status. See Veridian for details.

APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 8.15% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.

Covers U.S.-issued cards only. Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa and certain commercial card transactions. You have 60 days after the date on your statement to notify Veridian of any unauthorized use or you may be liable for portions of any disputed charges. See Veridian for details.

Locate a Branch

Locations in Iowa and Nebraska to serve you.

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