Visa® Platinum Rewards Credit Card
Earn points you can redeem for cash, gift cards, travel rebates, merchandise, event tickets and more.
Why You'll Love Our Visa Platinum Rewards Card
Redeem Your Points Your Way
Earn one point per dollar you spend, then use them to get great stuff. Points are valid for 60 months, and you may earn a maximum of 400,000 in one year.
Cash Rebates
Turn your rewards points into money deposited in your account or credited to your Visa bill.
Gift Cards
Redeem your rewards points for cards with cash value from a wide selection of businesses.
Travel
Get rebates on travel expenses or book your travel needs directly with your points.
Merchandise
Choose gear like clothing, kitchen appliances, electronics and toys.
This card may be a good fit for you if:
- You use your card a lot and want to be rewarded for it.
- You carry a low balance or no balance from month to month.
- You like the flexibility of picking the rewards you earn.
- You want to secure your credit card with your savings account.
If you don't have credit history or need to build yours up, use a savings account as collateral for this card.
Great Features
Control Your Card Anytime, Anywhere
Manage your money no matter where you go with online banking and our mobile app. Use the Card Control to turn your card on and off in seconds, create purchase limits and set alerts.
Pay Safely and Securely
Tap to pay wherever you see this symbol, or use your phone with digital wallets like Apple Pay and Samsung Pay. You can always insert your chip or swipe your card as needed, too.
Cards Printed on Site with Local Support
Walk out of any Veridian branch in minutes with a fresh card. Get help with other issues over the phone, online or in person from the same friendly staff.
Triple Fraud Protection
Your purchases are covered by Visa's Zero Liability△ policy, and you get identity protection from NortonLifeLock. On top of that, we monitor your account for suspicious activity.
Special Perks and Savings
Use complimentary benefits like a warranty manager, auto rental insurance and travel assistance. Pay less on purchase from retailers around the globe just for using your Visa.
Apply now for your Platinum Rewards card
You can also stop by any branch to apply and walk out with your brand new card, pending approval.
Frequently Asked Questions
Access your uChoose Rewards account through the Card Central widget in online banking and our mobile app. You can see your point balance, browse the catalog and spend your points.
To automatically pay your full balance each month, call us at (800) 235-3228, use our Live Chat or stop by any branch. If you’d like to pay a set amount each month, you can set up a recurring transfer using online banking.
You can be notified whenever a purchase on your card exceeds an amount you choose. These alerts can be set up independently for each card on your account. You can also enable other alerts through online banking for account logins, withdrawals, transfers and more.
Visa Account Updater is a service that allows participating merchants to receive updated information when you get a replacement card. Only merchants that have your information on file will be notified. Please note that it’s still your responsibility to ensure your card information is updated to prevent any interruption in recurring payments.
†APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 13.40% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.
△ Covers U.S.-issued cards only. Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa and certain commercial card transactions. You have 60 days after the date on your statement to notify Veridian of any unauthorized use or you may be liable for portions of any disputed charges. See Veridian for details.