Personal

Visa® Platinum Rewards Credit Card

Earn points you can redeem for cash, gift cards, travel rebates, merchandise, event tickets and more.

 

Why You'll Love Our Visa Platinum Rewards Card

CHOOSE YOUR REWARDSWITH THE POINTS YOU EARN
ANNUAL FEE $0.00
RATES AS LOW AS 12.90% APR

Redeem Your Points Your Way

Earn one point per dollar you spend, then use them to get great stuff. Points are valid for 60 months, and you may earn a maximum of 400,000 in one year.

Cash Rebates

Turn your rewards points into money deposited in your account or credited to your Visa bill.

Gift Cards

Redeem your rewards points for cards with cash value from a wide selection of businesses.

Travel

Get rebates on travel expenses or book your travel needs directly with your points.

Entertainment

Get tickets to concerts, sporting events and other great entertainment.

Merchandise

Choose gear like iPads, KitchenAid mixers and apparel from your favorite sports team.

This card may be a good fit for you if:

  • You use your card a lot and want to be rewarded for it.
  • You carry a low balance or no balance from month to month.
  • You like the flexibility of picking the rewards you earn.
  • You want to secure your credit card with your savings account.
Secured Cards Available

If you don't have credit history or need to build yours up, use a savings account or CD as collateral for this card.

Great Features

Control Your Card Anytime, Anywhere

Manage your money no matter where you go with online banking and our mobile app. Use the Card Control to turn your card on and off in seconds, create purchase limits and set alerts.

Pay Safely and Securely

Tap to pay wherever you see this symbol, or use your phone with digital wallets like Apple Pay and Samsung Pay. You can always insert your chip or swipe your card as needed, too.

Cards Printed on Site with Local Support

Walk out of any Veridian branch in minutes with a fresh card. Get help with other issues over the phone, online or in person from the same friendly staff.

Triple Fraud Protection

Your purchases are covered by Visa's Zero Liability policy, and you get identity protection from NortonLifeLock. On top of that, we monitor your account for suspicious activity.

Special Perks and Savings

Use complimentary benefits like a warranty manager, auto rental insurance and travel assistance. Pay less on purchase from retailers around the globe just for using your Visa.

Visa Platinum Rewards Card Apply now for your Platinum Rewards card

You can also stop by any branch to apply and walk out with your brand new card, pending approval.

Frequently Asked Questions

Visa Account Updater is a service that allows participating merchants to receive updated information when you get a replacement card. Only merchants that have your information on file will be notified. Please note that it’s still your responsibility to ensure your card information is updated to prevent any interruption in recurring payments.

Visa Platinum Disclosures

APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 11.90% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and card type. All loans subject to approval. See Veridian for details.

Covers U.S.-issued cards only. Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa and certain commercial card transactions. You have 60 days after the date on your statement to notify Veridian of any unauthorized use or you may be liable for portions of any disputed charges. See Veridian for details.

Locate a Branch

Serving all 50 states digitally with branches in Iowa and Nebraska.

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