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Veridian has a variety of loan options for you, no matter where you are in your life. Select the type of loan you would like to apply for:
Auto loans available in a variety of terms and with options for no down payment.
Closed-End Home Equity
Tap into your equity for a fixed-rate loan. Borrow up to 100% of your home's equity in a variety of terms up to 20 years. A 10 & Done is a popular choice to refinance a mortgage with less paperwork and lower fees.
Home Equity Line of Credit
Get a line of credit based on your equity. Borrow up to 100% of your home’s equity for 25 years with a fixed rate for the first 5 or 10. Your minimum monthly payment is 1% of your balance.
Home Improvements
Build an addition, remodel a room or fix up your home. Borrow up to $250,000 in a variety of terms up to 15 years.
Mortgage
We offer options with no down payment in a variety of terms - and we never charge an origination fee. If you haven't already, find a mortgage loan originator near you.
New purchase mortgages
We are experiencing a high number of mortgage inquiries based on the rate environment. It may take longer for your call to be answered or to receive an email reply from us. We are happy to help you and we thank you for your patience.
Mortgage refinancing
We are currently limiting refinance applications to maintain quality service. The rates below are for purchases only, not refinances. Please contact us for refinance rates and possible appointment times.
Quick Draw
A Quick Draw line of credit is a loan you can link to your checking account as a source of overdraft protection. This can prevent you from bouncing checks and being charged overdraft fees.
Disaster Assistance Loan
When fire, flood or other disaster affects you, get your life back to normal. Borrow up to $5,000 in terms up to 36 months.
Personal Loan
No collateral (house, car, and so on) is required, making this one of the quickest loans possible to secure. Finance a project, adoption or emergency with a fixed rate and predictable monthly payments.
Looking for a Premier Personal Loan?
If your credit score is 720 or higher, you may qualify for a Premier Personal Loan≬ at a lower rate, available in amounts from $10,000 up to $40,000.
Payday Alternative Loan
A small, short-term loan, similar to a payday loan. Available up to $1,000 with half up front, while the other half is held until the loan is paid in full. View PAL qualifications.
Recreational loans available in a variety of terms and with options for no down payment.
Visa® Signature Card
Get cash back on your purchases as well as discounts and special offers on luxury travel and accommodations.
Visa® Platinum Rewards Card
Buy the things you need and earn points toward the rewards you deserve.
Visa Platinum Credit Card
Save more with our lowest rate and get all of the great features Veridian credit cards have to offer.
Refinancing
Take control of your educational debt today. See how much you could save by refinancing your student loans.
Membership
Join today with $5 to open a Member Equity Savings account. As a Veridian member, you'll get to experience the credit union difference through better rates and lower fees. You’ll also get your say on the direction of the credit union with a vote in the annual election for the Board of Directors.
Business Membership
Your $5 share gives your business a stake in a not-for-profit financial cooperative owned by its members. We offer business members additional services, making day-to-day operations simpler.
Loans available to Veridian members in good standing. Learn more about the qualifications for membership.