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Move your mortgage

POSTED IN ARTICLES ON MONDAY, FEBRUARY 10, 2020

Refinance your home with our historically low rates.

If your mortgage was paid off, what would you do with the money you put toward it every month? Whether you want to travel the world, spend more on friends and family, or put a little extra in your savings, Veridian can help you create your successful financial future.

Mortgage rates are sitting near record lows – and all other things equal, a lower rate means you pay less interest. Refinancing your current mortgage with Veridian can unlock those savings, and you can choose from a variety of rate and term options.

An example: Let's say you took out a 30-year mortgage somewhere else for $200,000 at a rate of 5.00% APR. After diligently making payments for the last 14 years, you still owe about $142,000. And then you find out that Veridian has better rates, so you use our mortgage calculator to discover your potential savings:

  Current Mortgage 15-Year Fixed
Remaining term 16 years 15 years
APR 5.00% 2.807%
Monthly payment $1076 $980
Interesting remaining $64,574 $34,328
Savings $0 $30,246

That's a savings of nearly half the interest left on your mortgage, plus your house will be paid off a year faster. And you could potentially save more – while we offered that rate on Feb. 7, 2020, our mortgage rates change every day, so sign up for our daily email if you'd like to follow along.

Refinance your mortgage to save money, pay off your home faster and achieve financial freedom sooner. Schedule an appointment to discuss your options or begin an application today.

APPLY FOR A MORTGAGE

APR = Annual Percentage Rate. Includes Loyalty Discount of 0.25% APR when enrolled in direct deposit of net income and automatic loan payments using your Veridian account. Borrowers will lose Loyalty Discount if they fail to meet qualifications during loan term. For a $25,000 10 & Done Loan amortized for 120 months at 4.09% APR, the monthly payment will be $254, not including taxes or insurance. Loan must be in first lien position. Any advertised closing costs assume title guaranty and appraisal are not required. Additional costs may apply. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. All loans subject to approval. See Veridian for details.

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