Home Equity Special - News - Articles and Announcements - Veridian

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Home Equity Special

POSTED IN ARTICLES ON MONDAY, APRIL 1, 2019

For a limited time, save more on all our home equity loans!

With fixed-rate loans, Home Equity Lines of Credit (HELOCs) and our 10 & Done Loan, Veridian has the right home equity option to meet your unique financial situation.

  • Borrow up to 100% of your home's equity.
  • Rates as low as 4.00% APR.
  • Options available with terms of 5, 10, 15 or 20 years.

And when you apply by April 30, you can save even more with a lower rate for the first six months: just 2.99% APR*.  

What can your equity do?
 


Home
renovations


10 & Done
loan


Debt
consolidation


Tuition
and education

Whether you're finally getting your dream kitchen or you need to repair a leaky roof, a home equity loan is a great way to pay.

It's like getting a 10-year fixed-rate mortgage with a fraction of the closing costs and paperwork of a typical refinance.

Are you losing too much to debt repayment each month? Pay off high interest debt with a low-interest home equity loan.

Finance education costs including tuition, room and board, books and lab fees, and uniforms using the equity in your home.

...and so much more.

Contact a home equity expert to see which option is right for you.  Don't wait – our limited-time 2.99% APR offer ends soon, so apply by April 30 to save even more.

APPLY ONLINE

Add 2.0-2.5% to interest rate for loans with loan-to-value ratio over 80%. Not available on all loan types. See our rates, terms and conditions.

APR = Annual Percentage Rate. Includes Loyalty Discount of 0.25% APR when enrolled in direct deposit of net income and automatic loan payments using your Veridian account. Borrowers will lose Loyalty Discount if they fail to meet qualifications during loan term. Rate fixed for first 60 or 120 months of the 25-year term; after that, the rate is variable and the maximum APR is 21%. Add 2.0-2.5% to interest rate for home equity lines of credit with loan-to-value ratios over 80% (maximum of 100%). Rate may not be used in conjunction with first-mortgage loans. Closing costs as low as $200. Appraisal fees may apply. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. All loans subject to approval. See Veridian for details.

*APR = Annual Percentage Rate. Offer valid 4/1/19 through 4/30/19 and may not be used in conjunction with first-mortgage loans. Introductory rate is 2.99% APR for first 6 months and is not eligible for Loyalty Discount. After introductory period, loan returns to regular rates and terms. Current rates range between 4.25% APR and 7.00% APR depending on loan type and Loyalty Discount eligibility. Loyalty Discount of 0.25% APR requires direct deposit of net income and automatic loan payments using your Veridian account. Borrowers will lose Loyalty Discount if they fail to meet qualifications during loan term. Add 2.5% to rate for home equity loans with loan-to-value ratios over 80% (maximum of 100%). Maximum APR for home equity lines of credit is 21%. Existing home equity loans with Veridian may be refinanced if loan balance will increase by at least 25%. Promotion excludes home improvement loans. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness, loan-to-value ratio and collateral conditions. All loans subject to approval. Appraisal fees may apply. See Veridian for details.

Loan must be in first lien position. Any advertised closing costs assume title guaranty and appraisal are not required. Additional costs may apply.

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