Checking that pays you more
Earn up to 2.25% APY on your balance with our Premium Checking Accounts.
Wouldn’t it be great to earn a higher interest rate on your checking account balance? Instead of hunting for savings accounts with premium rates, then moving your money back and forth, you could keep your money right here.
Our new Premium and Premium Plus Checking Accounts let you do just that. They’re totally free and available for members 18 years and older. Plus, qualifying for your premium rate is easy.
Earn more with Premium and Premium Plus Checking
With Premium and Premium Plus Checking, it’s easy to earn a higher yield on your balance. To qualify for a premium rate, you must:
- Enroll in eDocs
- Set your account up for direct deposit of your net income.
Then, if you choose Premium Plus Checking, you’ll earn 2.25% APY** on balances up to $20,000.00 when you make 15 qualifying^ Visa® credit card purchases, averaging $10 each, every month.
Or, with Premium Checking, earn 1.75% APY** on balances up to $15,000.00 when you make 15 qualifying^ Visa debit card purchases, averaging $10 each, every month.
Plus, all our checking accounts are completely free and don’t require a minimum balance.
Start earning more today
You can open a new Premium or Premium Plus Checking Account. Or, if you’re already a Veridian member, you can convert your existing checking account to Premium or Premium Plus.
Stop into a branch or or learn more online today.
Current members:
** APY – Annual Percentage Yield. APY is accurate as of the last dividend declaration date and is subject to change after the account is opened. 1.75% APY paid on Premium Checking balances up to $15,000; 0.15% APY on funds exceeding $15,000. 2.25% APY paid on Premium Plus Checking balances up to $20,000; 0.15% APY on funds exceeding $20,000. If minimum qualification requirements are not met during the monthly qualification cycle, the rate of .01% APY will apply to the entire balance of the Premium/Premium Plus Checking account.
^ To qualify for a premium rate, enrollment in eDocs, direct deposit of net income to an account under the membership, and a minimum of 15 card purchases, averaging $10 each, during the month, is required. Balance transfers, ATM transactions and cash advances do not count toward the 15 minimum, $10 average per transaction, monthly transaction requirement. Card(s) must be associated with the Premium/Premium Plus Checking account. Business and Home Improvement Visa cards are ineligible. Transactions must settle and post to the associated card account between the first day of the month and the second to last day of the month. Transactions posted the last day of the month will be applied to the next month’s transaction totals. One Premium Checking or one Premium Checking Plus account is allowed per tax identification number. Qualifications are subject to change, and we will notify you as required by applicable law.