Auto Loan Refinancing with Veridian - Veridian


Find a lower rate at Veridian


How much could you save on your auto loan?

It takes the average person 14.5 hours spread over four months** to research, decide on and purchase their next vehicle. Most people spend considerably less time deciding how to finance that purchase.

The interest rate on your auto loan can make a big difference to the overall cost of your new wheels. Consider an average loan for a new car: $29,000 financed at 4.61% APR for 60 months. Moving that loan to Veridian after a year, with a rate as low as 2.74% APR? , would cost $22.84 less a month. That adds up to more than $1,000 in savings on interest over the life of the loan, and the sooner you refinance, the more you could save.

Each auto loan is different, which is why we want to hear about yours — and we’ll even give you cash for telling us! When you fill out our auto loan survey, you’ll get $5 and find out how much money you could put back in your pocket when you refinance with Veridian.

If you’re still in the planning phase of your purchase, find out more about buying a car by watching our video series. Then check out our low rates and get preapproved for an auto loan today. You can also tell the dealer you’d like Veridian financing.

Great rates on great wheels? That’s the value of Veridian.

**2018 Car Buyer Journey Study, Cox Automotive

I have an auto loan elsewhere.

Take the survey, get $5

I'm looking to purchase a vehicle.

apply now, get a great rate



APR = Annual Percentage Rate. Rate effective 5/1/18. Includes Loyalty Discount of 0.25% APR when enrolled in direct deposit of net income and automatic loan payments using your Veridian account. Borrowers will lose Loyalty Discount if they fail to meet qualifications during loan term. For a $15,000 auto loan with a term of 48 months and 2.74% APR, the monthly payment will be $330. Fixed APR for up to 48 months with 10% down. Rates, terms and conditions subject to change and may vary based on qualifications, including creditworthiness and loan-to-value ratio, as well as age and mileage of the vehicle. All loans subject to approval. See Veridian for details.

Locate a Branch

Locations in Iowa and Nebraska to serve you.

Image of Veridian Branch