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Routing Number: 273976369

Our unique, nine-digit number that functions as an address for your bank.

Saving money is important for creating a successful financial future. It can help you cover a future emergency, pay for your child’s education, or fund a family vacation down the road. No matter what you’re saving for, setting money aside will help you achieve financial security, build wealth and reduce stress.


It’s never too late to start saving money, but there isn’t a one-size-fits-all approach to opening an account. Before you can choose the best option, you need to know the different types of accounts.


1. Traditional savings account

This is the most basic type of savings account. It earns a steady interest rate, has a low minimum balance and lets you access your funds whenever you want. But a traditional savings account has a lower interest rate than other options. This account is right for you if you are just starting to save or want to establish membership at a credit union.


2. Money market account

Money markets combine a higher interest rate with flexibility. They have multiple tiers, so the more money you have in the account, the higher the interest rate. With a money market account, you can make a limited number of transactions each month. This is right for you if you have at least $1,000 to save, but still want to be able to withdraw your money on occasion.


3. Certificate of deposit

A certificate of deposit, or CD, lets you save your money for a set amount of time with a fixed interest rate. There is usually a minimum balance requirement, but rates are higher than traditional savings accounts and money markets. You can't withdraw money until the end of your CD’s term unless you pay a penalty, but you get to choose the term length. Terms usually range from three months to five years. Plus, since the rate locks in when you open the account, a CD is a much safer investment than stocks or bonds.


Whether you’re just starting to save, or you want to earn more interest, there is an account to fit your needs. Just make sure the account you choose is insured by NCUA or FDIC, so you know your money is secure.


At Veridian, we have the resources to help you meet your savings goals. Fill out the form below to talk one-on-one with us about the best savings plan for you.


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