Can I get pre-approved for a mortgage before I find a home?
Yes. Applying for a mortgage before you start house hunting can be a smart move. Whether you're seeking a mortgage pre-qualification or pre-approval, getting started early helps you understand how much home you may be able to afford. Pre-qualification can provide a letter that shows real estate agents and sellers you're a serious buyer. Then, when you find the right home, you can reach out to your loan originator to finalize your application, lock in your interest rate, and move forward with processing.
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