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Routing Number: 273976369

Our unique, nine-digit number that functions as an address for your bank.

While banks and credit unions offer many of the same products and services, there's a big difference in the way the two are structured. Credit unions are financial cooperatives. That means we're owned by the people who use our products and services – our members. We're governed by a Board of Directors who is democratically elected by our members to lead the credit union in their best interest. This allows credit unions to return earnings to members in the form of better rates and lower fees. That's the meaning behind the credit unions philosophy of "people helping people."

Credit Unions Banks
Cooperative structure For-profit corporate structure
Owned by the people who use its products and services (members) Owned by a small group of shareholders
Earnings returned to members through better rates and lower fees Profits paid to shareholders
Governed by a democratically elected Board of Directors Lead by shareholders who collect the bank's profits

If you're not a member, apply to become a Veridian member today.
If you're a current member and an Iowa resident, sign up to become an advocate.

Veridian is state-chartered in the state of Iowa, and bank lobbyists routinely reach out to lawmakers to promote legislation that would weaken or eliminate their competition from credit unions. For Iowa residents, that means your representative needs to hear from constituents like you, Iowa’s credit union member-owners.  Don't let a bank lobbyist speak on your behalf to your representative. Sign up to be a credit union advocate with the Iowa Credit Union League below. As an advocate, you’ll be notified when there’s an increased need for your legislator to hear from you. 

Sign up to be an advocate


Note: The resources linked above are provided by the Iowa Credit Union League to encourage credit union advocacy in the Iowa legislature. Submissions from Nebraska residents will be shared with the Nebraska Credit Union League as an expression of your interest to advocate with Nebraska lawmakers and candidates. Learn more about opportunities to advocate for credit unions in Nebraska.

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Serving all 50 states digitally with branches in Iowa, Nebraska, and Minnesota.

Image of Veridian Branch