Auto Loans
Great low rates and friendly services for your next car.
Up to $250 Cash Bonus«.
When you bring your existing auto loan to Veridian, you’ll earn up to a $250 cash bonus. You can use your savings to get more of your favorite little things, try something new, and make this summer your best one yet. Apply in minutes and take advantage of this limited-time offer.
Whether you're shopping for a new or used vehicle, or you want to refinance for a lower monthly payment, we have an auto loan for you. With great low rates, friendly service, and a fast and easy process, we can help you save more.
Where are you in the process?
I want to refinance
Bring your auto loan to Veridian. We may be able to reduce your monthly payment with additional perks.
Get Started
I'm ready to purchase
Apply online today! We work with hundreds of dealers. Just tell them you want Veridian financing.
Get Started
I'm a first-time buyer
We're here to help make the process fast and easy. Set your budget, get pre-approved and find your car.
Get StartedThink you've found your perfect car? Great!
We can help you get pre-approved for a Veridian auto loan so you can set your budget and know how much you can spend before you shop. Use the calculator below to determine your monthly payment.
Apply for your vehicle financing with Veridian.
We work with hundreds of dealers. Just tell them you want Veridian financing when buying your new vehicle. You can also start your application online now.
Protect Your Vehicle
Pair your great auto loan rate with a low rate on car insurance. Request a quote from Veridian Insurance, and our representatives will find the best policy for your needs.
Find your AgentOne-stop auto finance shop
You can add protection to your vehicle and your loan with:
Payment Protection
This is a voluntary debt protection program for when you and your family need it the most.
Guaranteed Asset Protection (GAP)
GAP is a supplement to your primary auto insurance. It helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
Mechanical Breakdown Protection
Protect yourself from major mechanical expenses in the U.S. with no deductible on covered parts or labor.
Depreciation Protection
Also known as Downpayment Protection, Depreciation Protection is a supplement to your auto insurance. It protects the positive equity in your investment if your vehicle is totaled or stolen.
Make Your Payments Online
Easily make your monthly payments with online banking and our mobile app. Registering your account is easy and free.
Learn More About Online Banking
Let Us Help
Still have questions? We have answers. Get in touch with us for all the help you need.
"It was very easy to refinance my auto loan with Veridian Credit Union and I am very happy."R.C.June 2024
"This was the cleanest and smoothest process I have experience. Beth was amazing! She had excellent communication, information and was so efficient and friendly. Thank you!!"H.P.June 2024
"It couldn’t have been any easier. I applied online, which was a piece of cake. Got a call before I could even believe they had time. Signed everything online. Couldn’t be happier. I have been VERIDIAN customer for a long time. I have gotten home loans and auto loans and all kinds of services. As a senior citizen, They make things really easy for me."M.A.May 2024
"They treat you with respect, it was quick and easy to get our loan for our new to us truck"J.H.April 2024
"The whole auto loan process was easy and prompt."J.D.April 2024
« Cash-back offer valid on applications received 7/1/2025 through 8/15/2025 with loans booked by 8/31/2025. Offer is for 1% of the payoff amount, not to exceed $250, on vehicle loans of $10,000 or more from another financial refinanced with Veridian. Loan must be held by Veridian, all Veridian loans must be paid current, and other Veridian accounts must not be overdrawn for funds to be deposited into a Veridian savings account on the third business day of the fourth month after loan is booked.